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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18800 reviews)

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4.93

Based on 18,800 reviews, last reviewed 18th Mar 2026

51433% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing customer service, quick to respond online ch... Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18800)

Great experience

I’ve had a great experience with Monzo from day 1. Wouldn’t use another bank Reviewed on: 19th March 2025

Simple banking

Really transparent and helps me save regularly. Reviewed on: 19th March 2025

I have never felt so in control of my spending

I joined Monzo in January and I have been impressed with their continual improvements already. I feel more in control of my money than ever. Reviewed on: 19th March 2025

Too marks

Best in class for security and excellent customer service. Never had an issue with Monzo! Leading the way in innovation. Reviewed on: 19th March 2025

Top bank

Great bank. Love the additional ease of transferring, splitting bills, setting up savings. Nothing is ever hard. Reviewed on: 19th March 2025

I love the app.

I love the app. Very easy to use. I've had it for years and everything feels so easy - tracking how much i'm spending on tfl, sending out a QR code or link to get paid by friends, or separating all of my money in all of their separate pots. my only wish is that the savings & investments tabs was laid out the same as your pots. the pots you can see all at once from a birds eye view, but savings & investments is an extra click and swipe to see where i'm at. other than that, i'm a ride or die monzo lass Reviewed on: 19th March 2025

Love Monzo

Love Monzo, the layout, the graphs showing my spending forecast across the month. Very easy to use abroad. Love the year end round up Reviewed on: 19th March 2025

easy to use

Monzo is very easy to use, great for managing joint accounts, tracking expenses, and simple to set up an account. Reviewed on: 19th March 2025

Monzo is a very efficient bank .

Monzo is a very efficient bank .the services are amazing Reviewed on: 19th March 2025

Love Monzo !

Love Monzo ! Great products, I use for my main current account banking, joint account, flex and loan. Reviewed on: 19th March 2025

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