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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Never had a problem.

5
Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025
Scott S's avatar
Scott S

Really useful budgeting tools

5
The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025
Anonymous's avatar
Anonymous

I have been using Revolut on and off for a few month...

5
I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025
Michael R's avatar
Michael R

Very interactive and easy to use.

5
The bank app is very interactive and easy to use. Reviewed on: 20th April 2025
Akinwale O's avatar
Akinwale O

Highly Recommended

5
Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025
Paul W's avatar
Paul W

I am using monzo for atleast 1 year and I am very ha...

5
I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025
Shahmir 's avatar
Shahmir

Intuitive, Smooth, and Satisfyingly Savvy Banking!

5
After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025
Jo N's avatar
Jo N

Easy to use, app based, good customer service

5
Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025
Bloominlovely 's avatar
Bloominlovely

I am very satisfied to share my experience with Monz...

5
I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025
ABDELHAFID 's avatar
ABDELHAFID

Very good current account, plus interest paid too at...

5
Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025
Simon's avatar
Simon

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