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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Brilliant bank with something for everyone.

Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

absolutely SLAY

they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025

So straight forward to use and seamless transactions.

So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Monzo world

I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025

Simple banking

Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025

If you're not using Monzo, I'm really not sure why

The most ideal way to spend abroad, easy to move money in/out of savings accounts. Great joint account without having to jump through hoops. Easy to split bills and request money from people who owe you. Cashback options and the slickest app to manage it all! Reviewed on: 16th April 2025

Monzo gave me the level of confidence about managing...

Monzo gave me the level of confidence about managing my finances I never thought I could have. I’m busy, chaotic, and take no pleasure in learning about managing money or budgeting. I no longer have to force myself, Monzo takes care of it for me with such simplicity and transparency I wish was within my reach years earlier. Reviewed on: 16th April 2025

Love the ease and the saver pots!

Love the ease and the saver pots! Reviewed on: 16th April 2025

i use monzo current account for one year.

i use monzo current account for one year. it is a great experience for me using monzo, features, benefits all impressive. Reviewed on: 16th April 2025

Customer service downhill badly.

Customer service downhill badly. Used to be world class but focus too much on repetitive responses, difficult to chat to a human, the chat bot is absolutely terrible. Just let me talk to someone like I used to be able to. Clearly has not coped well with the popularity and growth. Reviewed on: 16th April 2025

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