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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use intuitive platform and they are educatin...

5
Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025
Susannah W's avatar
Susannah W

Future of banking

5
So easy to use and brilliant user interface - great offers with cashbacks and savings accounts etc Reviewed on: 19th April 2025
Anonymous 's avatar
Anonymous

Very easy to set up & use.

5
Very easy to set up & use.I especially like the noise when money is paid in (not so much out) lol Reviewed on: 19th April 2025
Niki's avatar
Niki

Good communication from employees

5
Good communication from employees Reviewed on: 18th April 2025
Neil R's avatar
Neil R

Love the current account used them for years.

5
Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025
Nat M's avatar
Nat M

Brilliant, monzo is so easy to use.

5
Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025
Lizzie's avatar
Lizzie

Easy user interface, excellent holiday card

5
I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025
EvaJ's avatar
EvaJ

Useful for day to day activities

5
Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025
Noaman A's avatar
Noaman A

Tried monzo cuz everyone was talking about it but my...

2
Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025
Keneth k's avatar
Keneth k

Account gets locked and can't access money when needed.

1
Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025
Monil s's avatar
Monil s

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