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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Much needed energy to our dreary banking

They bring a wonderful new energy to the banking world and I can find my card easily as it's BRIGHT ORANGE! Reviewed on: 16th April 2025

Easy to use and bank with.

Easy to use and bank with and easy to do transactions Reviewed on: 16th April 2025

Excellent app and good to have everything in one place

Excellent app and good to have everything in one place Reviewed on: 16th April 2025

I like it every time.

I like it every time. Good bank. Monzo tne best Reviewed on: 16th April 2025

App is easy to use, perks from my paid account are f...

App is easy to use, perks from my paid account are fantastic and well worth the money. Makes it very clear how and where my money is being spent Reviewed on: 16th April 2025

Monzo is awesome!

Monzo is a fantastic bank and product - so easy to set up the current account and now I am a Max customer. I love Monzo! Reviewed on: 16th April 2025

Brilliant

Been with a number of banks, but by far the best! Reviewed on: 15th April 2025

Been with Monzo for years. Everything is so easy.

I've been with them for years and love how easy the app is. Categorising and making notes on payments and transfers is fab, and it's generally super easy to use. The only thing that's a bit annoying is the transfer limit being quite low at like 10k instead of the usual max which is 25k, and you can't change this in the settings. otherwise great, no complaints. Reviewed on: 15th April 2025

Love everything so smooth and most importantly trans...

Love everything so smooth and most importantly transparent. Reviewed on: 15th April 2025

I've been with Monzo for nearly a decade and...

I've been with Monzo for nearly a decade I can safely say it's been a solid choice all this time. Switching over way back when was a piece of cake, and honestly, their app has just got better and better over the years. It's still the easiest way to keep tabs on my spending, those instant notifications are still a lifesaver, and seeing where my money's actually going is always clear as day. What's kept me around is how it just works. Setting budgets is still a doddle, and those little reminders are just as helpful now as they were at the start. And knowing I can freeze my card in a flash if I misplace it still gives me that bit of security. Even after all this time, dealing with Monzo has been straightforward. Their customer service has always been on the ball whenever I've needed them. For everyday banking that's consistently reliable and makes managing your money a proper breeze, Monzo's been the ticket for me for nearly ten years now, and I don't see that changing anytime soon. Reviewed on: 15th April 2025

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