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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Banking made easy

It's so easy to use and has more features than you could wish for, all being useful. They are very transparent, always making clear what the fees to pay are; they even have educational content in the app now, which I think goes above and beyond. I cannot commend the people enough. Reviewed on: 29th March 2025

Split bills

The ability to set up savings pots and split bills is revolutionary Reviewed on: 29th March 2025

Excellent service

Really helpful monzo bank and good service as well Reviewed on: 29th March 2025

Online banking is so easy.

Online banking is so easy. Moving money is fast and Monzo provide breakdown of spend each month. Being able to transfer money between friends and split bills is great Reviewed on: 28th March 2025

Monzo comes with me around the world.

Monzo allows me to travel and not worry about my card not working elsewhere. It also has a friendly interface and friendly people who give me confidence my resources are in good hands. Reviewed on: 28th March 2025

Simplicity

Very easy to use, other banks should take note. Reviewed on: 28th March 2025

User first innovations

Monzo have created a really user friendly banking interface and experience and have innovative solutions to help create a really smooth experience and make financial literacy less scary Reviewed on: 28th March 2025

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

It tells me how much I have spent a day which is so...

It tells me how much I have spent a day which is so good and I love the fact that I can have a locked jar for money Reviewed on: 28th March 2025

Easily open an account compared with other banks, wh...

Easily open an account compared with other banks, which is the key for me. Reviewed on: 28th March 2025

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