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Monzo: Current account reviews

4.85
Based on 19,408 reviews, last reviewed 9th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026
Elin A's avatar
Elin A

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19408)

Amazing account the best in uk never change bank no...

5
Amazing account the best in uk never change bank no words so amazing Reviewed on: 29th March 2025

Monzo is proving excellent services to her customers

5
Monzo is proving excellent services to her customers Reviewed on: 29th March 2025

monzo is a great bank to use the online banking app...

5
monzo is a great bank to use the online banking app is also a very simple app to go about Reviewed on: 29th March 2025

Recently changed to Monzo this year, I love the app,...

5
Recently changed to Monzo this year, I love the app, I love how it works and the layout, really love getting paid early too! Reviewed on: 29th March 2025

Very easy to manoeuvre through the app.

4
Very easy to manoeuvre through the app. Easy to understand. New features and offers being introduced all the time. Plenty of information. Fun to use. Reviewed on: 29th March 2025

Great but some hiccups

4
it is so far the best banking i have used but i had an email saying they are shutting my bank down and never told me a reason on why they are doing it Reviewed on: 29th March 2025

I’m very happy it’s very good bank account

5
I’m very happy it’s very good bank account Reviewed on: 29th March 2025

I love Monzo.

5
I love Monzo, everything is so easy to use, the format of the app is great, I love the pots, when I have an issue with a payment customer service is excellent, I love the investments, and I love I can get paid ealry! Reviewed on: 29th March 2025

Every issue I have had with a purchase or anything r...

5
Every issue I have had with a purchase or anything really has been resolved with monzo very quickly. Reviewed on: 29th March 2025

It very well to use and very fast to transfer money...

5
It very well to use and very fast to transfer money to account Reviewed on: 29th March 2025

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