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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Excellent

So easy to use and very fast. Also great interest rate on savings accounts. Reviewed on: 30th March 2025

The excellent one

Monzo is amazing since they are able to provide their customers with efficient services compared to their competitors. Reviewed on: 30th March 2025

Amazing.

Amazing. Love everything about monzo. Reviewed on: 30th March 2025

Learning about monzo

Ive had a very great experience with getting to know monzo, i rang them up and asked some questions that i wad curious about monzo and the staff were exceptional. Reviewed on: 30th March 2025

Monzo is such an easy going bank, get paid refunds a...

Monzo is such an easy going bank, get paid refunds and wages quicker than most banks. I love ut Reviewed on: 29th March 2025

I have used monzo for years, it's the easiest

I have used monzo for years, it's the easiest bank to transfer money to friends or when buying off of Facebook market place. It's a no fuss situation. Very clear and simple. if my cat could use Monzo he would! I've even recently started investing with them. Reviewed on: 29th March 2025

Great experience easy to use apps

Great experience easy to use app Reviewed on: 29th March 2025

I’ve been with Monzo for a couple of years now and I...

I’ve been with Monzo for a couple of years now and I got my partner to open an account so we could get a joint account to save money and it’s been great! Reviewed on: 29th March 2025

Monzo is a solid choice for a digital bank, offering...

Monzo is a solid choice for a digital bank, offering a smooth app experience with useful budgeting tools and instant notifications. The ability to set spending limits, create savings pots, and split bills easily makes managing money straightforward. Customer service is generally responsive via chat, though wait times can sometimes be long. One downside is that cash deposits come with a fee, and while Monzo is great for everyday banking, it may not fully replace a traditional bank for those who need in-person services. Overall, it’s a great option for people who prefer managing their finances digitally. Reviewed on: 29th March 2025

Monzo my life saver

It’s easier to use… and the easiest way to apply for.. one think I like about Monzo is when a refund is been made it takes just a day to receive it … Monzo all the best Reviewed on: 29th March 2025

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