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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

I swapped to Monzo from nationwide and have had no i...

I swapped to Monzo from nationwide and have had no issues since Reviewed on: 30th March 2025

Monzo for excellent service

While I was with Momzo, I enjoyed excellent customer service and also the privilege to get paid a day earlier. This was a life saver Reviewed on: 30th March 2025

Cheerful support and Unique UI

Very happy with support, gotten my money back when needed due to fraudulent transactions. Very kind staff, good UI and overall a great experience. Reviewed on: 30th March 2025

I have Been with monzo for a while and there custome...

I have Been with monzo for a while and there customer service is excellent and a very good back to keep track of spending and saving with the different amounts of pots you can have Reviewed on: 30th March 2025

Great as I can now save money without worrying

Great as I can now save money without worrying Reviewed on: 30th March 2025

It's been a good experience and I would happily tell...

It's been a good experience and I would happily tell my friends to join Reviewed on: 30th March 2025

Monzo has been really useful in the UK and abroad su...

Monzo has been really useful in the UK and abroad such as countries like Dubai and being able to pay like normal then it can exchange it over for you and quite decent rates. it just makes life easier being able to have a card that can do that instead of cashing out you can directly use your card. Reviewed on: 30th March 2025

Love the app ,so simple to navigate

Love the app ,so simple to navigate Reviewed on: 30th March 2025

Perfect card to use to save money with your partner...

Perfect card to use to save money with your partner and for going on holiday Reviewed on: 30th March 2025

Brilliant customer service whenever I have had an is...

Brilliant customer service whenever I have had an issue it’s always been dealt with accordingly Reviewed on: 30th March 2025

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