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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Personalised & user friendly

5
User friendly interface, love how personalised you can make your account all the way down to pictures for ur pots. Having it look how I want really helps with the motivation to save ect. Reviewed on: 1st April 2025
Danni 's avatar
Danni

Love Monzo, so easy to use, everything in one place,...

5
Love Monzo, so easy to use, everything in one place, pots make splitting expenses so easy and the savings rates are better than high street banks! Reviewed on: 1st April 2025
Agata's avatar
Agata

Zero issues 5*

5
Haven't had a single issue with using Monzo as a bank. Reviewed on: 1st April 2025
MB's avatar
MB

It's been seamless.

5
It has been a good experience banking with monzo. I got to know about monzo from an advertisement online, I have been trying to open an account with another financial institution but it has been difficult so when I found out about monzo I decided to give it a try and it was an easy, direct and quick process. The online banking app is one of the best I've ever come across because it is very easy and simple to understand. Monzo is definitely a bank I would recommend for others to sign up with... Reviewed on: 1st April 2025
James C's avatar
James C

Unfathomable

5
Amazing experience... Keep up with the work. Seemless service and unmatched perks Reviewed on: 1st April 2025
A O's avatar
A O

Satisfying and happy.

5
Satisfying and happy. Clear representation and quick support. User friendly app Reviewed on: 1st April 2025
Somnath's avatar
Somnath

Mondo is awesome!

5
Mondo is awesome! The most innovative and progressive banking services I have used Reviewed on: 1st April 2025
Milena's avatar
Milena

always reliable

5
easy to use, in ever country, app easy to access even when i had to switch phones Reviewed on: 31st March 2025
arianna storgato 's avatar
arianna storgato

I have had no problems, and it’s very easy to...

5
I have had no problems, and it’s very easy to use Reviewed on: 31st March 2025
Toby p's avatar
Toby p

I've only had good experiences..

5
I've not had any big issues that required huge support so not much time to test their customer service. I have heard some horrors but I imagine that can happen with other banks too - but they do have a physical store where the can resolve. My own experience has been positive, and i've made use of the useful features with a free monzo account such as early pay, flex, etc.. Reviewed on: 31st March 2025
Kevin T's avatar
Kevin T

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