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Monzo: Current account reviews

4.85
Based on 19,409 reviews, last reviewed 9th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026
Elin A's avatar
Elin A

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19409)

I’ve always had such good experiences when i’ve need...

5
I’ve always had such good experiences when i’ve needed help from monzo and they’ve never failed me once! I’m so glad i moved to monzo Reviewed on: 31st March 2025

Monzo has honestly made everything so much easier fo...

5
Monzo has honestly made everything so much easier for me to keep track of everything from making it easy to save by doing the save a penny a day to splitting things out to make it easier to save and track your spending. Reviewed on: 31st March 2025

Monzo the easy way to bank

5
Easy access, easy is, no hassles Reviewed on: 30th March 2025

Services are incredible.

5
The services of Monzo are incredible. I love this app Reviewed on: 30th March 2025

Monzo is great!

5
I have been using monzo as my main spending account for a while now. It’s helped me feel a lot more secure with my money and enables me to budget. I highly recommend monzo especially to anyone travelling abroad! Reviewed on: 30th March 2025

5 Star Mental health

5
I ended up in a little bit of debt which unfortunately is part of a a medical condition Bipolar disorder to be precise. I explained my situation and at the time was currently in a medical facility getting treatment, they were so understanding and supportive means a lot when things are hard knowing they will support me. Reviewed on: 30th March 2025

Good review

5
I have experienced great customer service with Monzo as well as it being very easy when receiving wages and moving money around. Reviewed on: 30th March 2025

Monzo:My financial Game-Changer

5
"I've been using Monzo for more than 12 months now, and it's completely transformed the way I manage my finances. The app is sleek, user-friendly, and packed with features that make tracking my spending and saving a breeze. The real-time updates, budgeting tools, and instant notifications have helped me stay on top of my money like never before. Plus, the customer support team is always quick to help with any questions or issues. Thanks, Monzo, for giving me financial peace of mind!" Reviewed on: 30th March 2025

Easy, quick and intuitive !!

5
Easy, quick and intuitive.. brilliant for teaching kids abouts managing money Reviewed on: 30th March 2025

Modern Day Banking!

5
They’re an excellent bank and always on hand to offer support. Reviewed on: 30th March 2025

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