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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

First class Bank, always ready to assist customers 24/7

5
First class Bank, always ready to assist customers 24/7 Reviewed on: 2nd April 2025
Brian B's avatar
Brian B

Monzo is a really convenient app to use, for every d...

5
Monzo is a really convenient app to use, for every day banking and travelling abroad. I especially lile how easy it is to set up savings accounts. Reviewed on: 2nd April 2025
nataliastanowska@hotmail.co.uk's avatar
[email protected]

Tech led.

5
Tech led. Just excellent. Easy transfer, great offers, instant international transfers, most other banks hold on to the cash for days. Great products. Reviewed on: 2nd April 2025
Paulbw's avatar
Paulbw

Monzo Current Account

4
Opened the Monzo current account to use abroad without transaction fees. Process was quick and straightforward. App is intuitive and easy to use, as is paying friends & family. Reviewed on: 2nd April 2025
ndjt's avatar
ndjt

Great experience overall, the new features and produ...

5
Great experience overall, the new features and products are exactly what I was looking for, great way to get going and very simple. My advice would be around contacting support could be a little easier to find. In the app you have to jump through several hoops to get to the messaging or contact details, sometimes you just need to contact monzo and whilst you can, make it easier to find. Customer service is great don't get me wrong but just a minor tweak to make sending a message easier. Reviewed on: 2nd April 2025
AmbrosiaCustard's avatar
AmbrosiaCustard

Monzo is so easy to use especially when travelling.

5
Monzo is so easy to use especially when travelling. The app is brilliant. Informative and simple. Secure, great exchange rates and cute card! Thank you Monzo! Reviewed on: 2nd April 2025
Catherine Prendergast's avatar
Catherine Prendergast

Excellent bank

5
Very good customer service and always on hand to assist Reviewed on: 2nd April 2025
John Kennedy 's avatar
John Kennedy

New features on safety/Security are very important

5
New features on safety/Security are very important, great user friendly app, many products, upfront honest costs. Reviewed on: 2nd April 2025
Amrik Bhatti's avatar
Amrik Bhatti

Monzo has been absolutely fantastic.

5
Monzo has been absolutely fantastic. They consistently go over and above to support their customers. It’s rare to find a bank that combines efficiency with genuinely great service — highly recommended!” Reviewed on: 2nd April 2025
Nibu's avatar
Nibu

This is our goto card for all foreign travel.

5
This is our goto card for all foreign travel. With swift notifications of spend, great security and near perfect foreign currency exchange rates what’s not to like? Very easy app to navigate. Reviewed on: 2nd April 2025
Neilthepastyman@gmail.com's avatar
[email protected]

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