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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent security and fraud prevention.

5
Excellent security and fraud prevention. Next level mobile app. Reviewed on: 2nd April 2025
Joshua Stephens's avatar
Joshua Stephens

Absolutely brilliant experience with Monzo they help...

5
Absolutely brilliant experience with Monzo they helped me retrieve my money back from a fraud scam. Reviewed on: 2nd April 2025
Jordan 's avatar
Jordan

Yafets Monzo review

5
It’s been a great time with them they help a lot and they’re always on call Reviewed on: 2nd April 2025
Yafet Yothan's avatar
Yafet Yothan

Monzo has excellent features for their customers.

5
Monzo has excellent features for their customers. They provide credit and pay it back in 3 Instalments without any charge of interest this what I most like. Reviewed on: 2nd April 2025
Sahil C's avatar
Sahil C

Best Bank Account I've Had

5
Monzo is the best bank I've ever had, being all digital means that the app is full of useful, innovative features that are actually useful. I can't think of a feature that's missing, great for spending abroad, managing money & the flex credit card is also really easy to manage. Reviewed on: 2nd April 2025
Chris Baxter's avatar
Chris Baxter

Easy to use, easy to sort issues like refunds and lo...

5
Easy to use, easy to sort issues like refunds and lots of great features e.g. savings pots can be opened rapidly of different types, round ups and split payments Reviewed on: 2nd April 2025
Kate 's avatar
Kate

Monzo always keep raising the bars of financial serv...

5
Monzo always keep raising the bars of financial services. The Bank constantly improves her system to ensure clients get value for their money. For me, Monzo is the safest banking app. They have zero tolerance for scamming and lay priority on the safety of clients money Reviewed on: 2nd April 2025
Olarotimi Ajani's avatar
Olarotimi Ajani

Monzo 5 star

5
No problems, easy banking, great information on app, helps budgeting can’t fault this bank Reviewed on: 2nd April 2025
A maestri's avatar
A maestri

I not had any problems with this bank

4
I not had any problems with this bamky Reviewed on: 2nd April 2025
Samantha's avatar
Samantha

Everything is smooth, quick and friendly.

5
Everything is smooth, quick and friendly. Reviewed on: 2nd April 2025
Edgars 's avatar
Edgars

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