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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Monzo has been absolutely fantastic.

Monzo has been absolutely fantastic. They consistently go over and above to support their customers. It’s rare to find a bank that combines efficiency with genuinely great service — highly recommended!” Reviewed on: 2nd April 2025

This is our goto card for all foreign travel.

This is our goto card for all foreign travel. With swift notifications of spend, great security and near perfect foreign currency exchange rates what’s not to like? Very easy app to navigate. Reviewed on: 2nd April 2025

Monzo's simplicity is it's strength.

Monzo's simplicity is it's strength. The ability to pay contacts, send money requests, split bills, and see all your bank accounts in the one app is hugely convenient. Reviewed on: 2nd April 2025

Easy to use

So easy to use and to engage with Monzo. A first rate financial no institution Reviewed on: 2nd April 2025

Holiday Fund

Great Savings account -Great way to save money away from your every day account. If it's in Monzo then I don't spend as I don't take the card with me.£1000 WOULD LOOK GREAT IN MY ACCOUNT. i WOULD RECCOMEND AND DO RECCOMEND TO MY KIDS, FAMILY \7 FRIENDS Reviewed on: 2nd April 2025

Nothing is to much trouble and 24-hour support

Nothing is to much trouble and 24-hour support Reviewed on: 2nd April 2025

Excellent App features and Excellent service

Excellent App features and Excellent service Reviewed on: 2nd April 2025

Monzo is easily the best bank I've used

Monzo have been excellent and easy to use, from the app, to the ease of setting up savings account with good returns. They make it very easy to get full lists of transactions and also track your spending. Applying for a credit card was super simple too. Reviewed on: 2nd April 2025

User experience is really great.

User experience is really great. Really trust them as a company. Very easy and simple to use. Reviewed on: 2nd April 2025

Really quick to answer questions, cards replaced sup...

Really quick to answer questions, cards replaced super quick , App is a pleasure to use. Package account good value for money, always feels like you are been treated fairly Reviewed on: 2nd April 2025

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