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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

DONT TRUST MONZO

1
A company was allowed to steal money from my account. monzo not only didnt stop them or get my money back. tthey're fused to help on any way and spent more time covering there backs Reviewed on: 4th April 2025
Lyndon R's avatar
Lyndon R

Gorgeous UX/UI, love the updates of features.

5
Gorgeous UX/UI, love the updates of features. Really impressed Reviewed on: 4th April 2025
Tom H's avatar
Tom H

It has made life easier.

5
It has made life easier. The team behind it is amazing too every time I reach out for help they resolve it in hours. Reviewed on: 4th April 2025
Anil 's avatar
Anil

Good and fast service , easy in use

5
Good and fast service easy in use Reviewed on: 3rd April 2025
Jodhbir s's avatar
Jodhbir s

Banking with Monzo is a thoroughly enjoyable experience

5
Without Monzo and their spending tools, I would probably still be living paycheck to paycheck. I am a huge fan of custom categories as they enable me to break down my spending habits where I am able to make better informed decisions each month. Automated spending round-ups means I am no longer waiting for my next payday. In total, the savings I make each month are far greater then their premium packages which makes banking with Monzo a thoroughly enjoyable experience. Reviewed on: 3rd April 2025
Adrie's avatar
Adrie

I love Monzo!

5
I love Monzo! - They make my banking so easy not only for me, but for my husband who is self employed too. Gone are the days I needed to visit a branch as everything is so slick and easy on the App. They have also made Banking fun with Pots, Savings Encouragement, Seeing my Investments and Equity Grow! I just wish they could take over the NHS! Reviewed on: 3rd April 2025
Jimmynibs 's avatar
Jimmynibs

Great quality of live features.

5
Can take early payments if balance is due into the bank. Also allows me to creative simple savings pots that round up automatically. Overall excellent service with fantastic quality of life features. Reviewed on: 3rd April 2025
JPDropback's avatar
JPDropback

Everything you need on one screen.

5
Everything you need on one screen. Easy to use. Provides excellent services and perks. Reviewed on: 3rd April 2025
Mandeep's avatar
Mandeep

Monzo is the winner!

5
Monzo are so customer focus, user friendly and have first class customer service. They also assist with savings and help with ideas for debt, savings and planning for future. Plus the bright colour card is amazing Reviewed on: 2nd April 2025
Deborah Sherry's avatar
Deborah Sherry

All round excellent banking service

5
I have had a Monzo account alongside other banks for a few years now and the service and user-friendliness of Monzo is outstanding in comparison. The features offered to track and categorise my spending is excellent and helps no end with budgeting, and the round-up savings pot is truly excellent. Reviewed on: 2nd April 2025
Chris C's avatar
Chris C

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