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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Pots are good, roundups work well.

4
Pots are good, roundups work well. Interest rates on savings pots are great with good FX rates for use abroad. all around it's a really good package Reviewed on: 6th April 2025
Dean Chorley's avatar
Dean Chorley

Easy smart banking Lobe the use of pots to help mana...

5
Easy smart banking Lobe the use of pots to help manage money. Easy clean tidy app Reviewed on: 6th April 2025
Christy's avatar
Christy

It give us good rate and easy to use.

5
It give us good rate and easy to use. Reviewed on: 6th April 2025
Reetu Bhusal's avatar
Reetu Bhusal

My Monzo Review

5
Monzo was the first Bank account I opened in the UK. It was Easy to open an account and the App add value to the user Reviewed on: 6th April 2025
Joseph H's avatar
Joseph H

Very easy to use, I have both flex and current accou...

5
Very easy to use, I have both flex and current account and by far it is the easiest way to bank no need for long customer service queues anymore! Reviewed on: 5th April 2025
Sanjar's avatar
Sanjar

I can save for my grand children as early as six years!

5
I can save for my grand children as early as six years! I forgot my PIN and never waited for replacing as all was done online and quick! Monzo encouraged me to invest on the market! I love Monzo!!! Reviewed on: 5th April 2025
Violet N's avatar
Violet N

Customer service and App

5
Customer service sorted a transfer issue out really quickly. Really good app. Reviewed on: 5th April 2025
Paul Crosby's avatar
Paul Crosby

Easy daily spending account, love the simple payment...

5
Easy daily spending account, love the simple payment splitting tools to make settling up with friends easier. The pots and 1p saving challenge are good money management incentives too. Reviewed on: 5th April 2025
Amy Smith's avatar
Amy Smith

Easy of use especially for setup account and conveni...

5
Easy of use especially for setup account and convenience, security, and support Reviewed on: 5th April 2025
Hasfi N's avatar
Hasfi N

Why Monzo is my favourite bank

5
When I moved to the UK in 2019, Monzo was easy to set up and I haven't looked back since. I use the pots to help budget. I categorise mhm payments so I can track outgoings and I use savings account to help my money do more than just sit there. Reviewed on: 5th April 2025
Audrey's avatar
Audrey

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