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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

I not had any problems with this bank

I not had any problems with this bamky Reviewed on: 2nd April 2025

Everything is smooth, quick and friendly.

Everything is smooth, quick and friendly. Reviewed on: 2nd April 2025

First class Bank, always ready to assist customers 24/7

First class Bank, always ready to assist customers 24/7 Reviewed on: 2nd April 2025

Monzo is a really convenient app to use, for every d...

Monzo is a really convenient app to use, for every day banking and travelling abroad. I especially lile how easy it is to set up savings accounts. Reviewed on: 2nd April 2025

Tech led.

Tech led. Just excellent. Easy transfer, great offers, instant international transfers, most other banks hold on to the cash for days. Great products. Reviewed on: 2nd April 2025

Monzo Current Account

Opened the Monzo current account to use abroad without transaction fees. Process was quick and straightforward. App is intuitive and easy to use, as is paying friends & family. Reviewed on: 2nd April 2025

Great experience overall, the new features and produ...

Great experience overall, the new features and products are exactly what I was looking for, great way to get going and very simple. My advice would be around contacting support could be a little easier to find. In the app you have to jump through several hoops to get to the messaging or contact details, sometimes you just need to contact monzo and whilst you can, make it easier to find. Customer service is great don't get me wrong but just a minor tweak to make sending a message easier. Reviewed on: 2nd April 2025

Monzo is so easy to use especially when travelling.

Monzo is so easy to use especially when travelling. The app is brilliant. Informative and simple. Secure, great exchange rates and cute card! Thank you Monzo! Reviewed on: 2nd April 2025

Excellent bank

Very good customer service and always on hand to assist Reviewed on: 2nd April 2025

New features on safety/Security are very important

New features on safety/Security are very important, great user friendly app, many products, upfront honest costs. Reviewed on: 2nd April 2025

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