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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use, good interest rates, excellent app!

5
Easy to use, good interest rates, excellent app! Simple and effective Reviewed on: 7th April 2025
Maeve's avatar
Maeve

Happy with service

5
No significant problems - once had card blocked for fraud. My card was unblocked within a day. Reviewed on: 7th April 2025
Beatrice's avatar
Beatrice

Best bank ever.

5
Best bank ever. Enough said really. Reviewed on: 7th April 2025
James's avatar
James

are great no problem with them

5
They are great no problem with them Reviewed on: 6th April 2025
Theresa C's avatar
Theresa C

Great tips for budgeting.

5
Excellent accessibility and great tips for budgeting. It’s been a life saver. Reviewed on: 6th April 2025
William D's avatar
William D

Excellent bank.

4
Excellent bank. Brilliant support Reviewed on: 6th April 2025
Andy's avatar
Andy

Better than any leading bank around

5
App works efficiently all the time. Creates ways to save money. Shows updates of spends. Receive payments early if required and the communication is amazing. I have left my old banks because they failed in all of the above Reviewed on: 6th April 2025
Kerry l's avatar
Kerry l

I have used monzo for the past few years and i have...

5
I have used monzo for the past few years and i have never been disappointed, great and swift customer care team. Reviewed on: 6th April 2025
Josphat B's avatar
Josphat B

Their choice of services and excellent customer serv...

5
Their choice of services and excellent customer service mean I am extremely happy with their account. Reviewed on: 6th April 2025
Oliver L's avatar
Oliver L

Monzo is just seamless.

5
Monzo is just seamless and so easy to use. Whenever I have had a problem it’s sorted very quickly, theyre amazing. Reviewed on: 6th April 2025
Lucy H's avatar
Lucy H

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