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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Monzo is the winner!

Monzo are so customer focus, user friendly and have first class customer service. They also assist with savings and help with ideas for debt, savings and planning for future. Plus the bright colour card is amazing Reviewed on: 2nd April 2025

All round excellent banking service

I have had a Monzo account alongside other banks for a few years now and the service and user-friendliness of Monzo is outstanding in comparison. The features offered to track and categorise my spending is excellent and helps no end with budgeting, and the round-up savings pot is truly excellent. Reviewed on: 2nd April 2025

Excellent security and fraud prevention.

Excellent security and fraud prevention. Next level mobile app. Reviewed on: 2nd April 2025

Absolutely brilliant experience with Monzo they help...

Absolutely brilliant experience with Monzo they helped me retrieve my money back from a fraud scam. Reviewed on: 2nd April 2025

Yafets Monzo review

It’s been a great time with them they help a lot and they’re always on call Reviewed on: 2nd April 2025

Monzo has excellent features for their customers.

Monzo has excellent features for their customers. They provide credit and pay it back in 3 Instalments without any charge of interest this what I most like. Reviewed on: 2nd April 2025

Best Bank Account I've Had

Monzo is the best bank I've ever had, being all digital means that the app is full of useful, innovative features that are actually useful. I can't think of a feature that's missing, great for spending abroad, managing money & the flex credit card is also really easy to manage. Reviewed on: 2nd April 2025

Easy to use, easy to sort issues like refunds and lo...

Easy to use, easy to sort issues like refunds and lots of great features e.g. savings pots can be opened rapidly of different types, round ups and split payments Reviewed on: 2nd April 2025

Monzo always keep raising the bars of financial serv...

Monzo always keep raising the bars of financial services. The Bank constantly improves her system to ensure clients get value for their money. For me, Monzo is the safest banking app. They have zero tolerance for scamming and lay priority on the safety of clients money Reviewed on: 2nd April 2025

Monzo 5 star

No problems, easy banking, great information on app, helps budgeting can’t fault this bank Reviewed on: 2nd April 2025

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