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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo by far the best bank I’ve ever been with, simp...

5
Monzo by far the best bank I’ve ever been with, simple, easy to use and has the best features. Reviewed on: 7th April 2025
Marek W's avatar
Marek W

Best app in market Pots are brilliant

5
Best app in market Pots are brilliant Reviewed on: 7th April 2025
Gerard S's avatar
Gerard S

An excellent online bank

5
I’ve banked with Monzo since 2017 and never had a problem. If I’ve ever needed any help they were quick and helpful to resolve. The banking/online system is easy to use and I like that I can use my card abroad hassle free. Overall it’s a fantastic bank, with of course - great social media presence! Reviewed on: 7th April 2025
Gem H's avatar
Gem H

Slick Movement of Funds

5
Movement of funds to and from my Monzo account is very slick and efficient. Reviewed on: 7th April 2025
Paul S's avatar
Paul S

Love Monzo, never had a bad experience, built in bud...

5
Love Monzo, never had a bad experience, built in budgeting tools make living paycheque-to-paycheque a little easier. Reviewed on: 7th April 2025
Michaela A's avatar
Michaela A

Long-time customer, first-time reviewer!

5
I'm not one for writing reviews, so the fact I am writing one now means a lot! I've been a customer of Monzo for over 10 years and can honestly say it's been the smoothest banking experience I've ever had - they're constantly looking to improve their services by adding new features, and were fantastic the only time I've had an issue with my account. From receiving money for a takeaway from housemates 10 years ago, setting up a joint account with my then-boyfriend to now sending thousands to vendors for our wedding, Monzo has made the whole experience stress-free and simple. Reviewed on: 7th April 2025
Sarah Mae's avatar
Sarah Mae

I’m a Beta user.

5
I’m a Beta user. I’ve been using Monzo almost from the start.They gave me an account when no one else would. I love how innovative they are. Flex is a godsend for me!… Reviewed on: 7th April 2025
Vicki P's avatar
Vicki P

Best banking app to date.

5
Best banking app to date. Best saving interest rates about. Also the no overseas transactions is a big bonus. Reviewed on: 7th April 2025
Scott S's avatar
Scott S

Great User interface and makes everything simple

5
Great User interface and makes everything simple Reviewed on: 7th April 2025
Dan's avatar
Dan

It does everything I need to keep ontop of my financ...

5
It does everything I need to keep ontop of my finances as well as getting a cheeky weekly Greggs chocolate muffin Reviewed on: 7th April 2025
Searle's avatar
Searle

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