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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo - making financial services less rigid

I have financial products with numerous companies and have had with even more in the past. Monzo isn’t like anything else I’ve come across. Originally I got it for spending abroad, now it’s become my every day bank account and I’m looking to move more of my business to them in the next financial year. Their customer service is excellent; however, it’s rare that you’d need to contact them anyway. The app works brilliantly and it’s difficult for things to actually go wrong. Honestly, Monzo is a game changer. Reviewed on: 19th March 2025

Superb banking

Can’t fault Monzo, easy to use, great customer service, everything is streamlined. I love using pots to save for specific events. Reviewed on: 19th March 2025

Easy money

Simple to use banking app and easy way to manage finance. Not all down to Monzo but I managed to get out of debt by keeping track of what I was spending on everything (great categorization). Customer service always very efficient, no waiting on hold, no messing around, just quick and to the point support Reviewed on: 19th March 2025

Always easy to deal with and very helpful staff

Always easy to deal with and very helpful staff Reviewed on: 19th March 2025

App is great

App is great, far more usable than traditional brick and mortar bank apps. Never had any issues with the service. Reviewed on: 19th March 2025

Great bank, no hassle, easy to use app features

Great bank, no hassle, easy to use app features Reviewed on: 19th March 2025

I've been blown away since opening my account

Since opening my account I've been blown away by the UI and how well I can get what I need quickly! I've also received multiple helpful emails about how to use features so that I can truly maximise my experience if I choose to Reviewed on: 19th March 2025

Best bank I’ve ever used

Used Monzo for around 5 years now I believe and they have been nothing but excellent. Savings rates are great and I’ve never had an issue with them. The extras you get for the premium card is fantastic as well and well worth the money. Reviewed on: 19th March 2025

Easy to use, amazing offers as a max user

Easy to use, amazing offers as a max account user. Love that you can have seperate pots. Reviewed on: 19th March 2025

Great product offering, always super helpful if I ne...

Great product offering, always super helpful if I need anything, clear and accessible app experience Reviewed on: 19th March 2025

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