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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Moved to Monzo a couple of years ago from HSBC

5
Moved to Monzo a couple of years ago from HSBC, latter is a soulless org with no care about the well-being of customers. Monzo pots are really useful, and recent additions like investments are a simple way for people to learn about how investments work Reviewed on: 19th March 2025
Dave's avatar
Dave

Love my Monzo perks account!

5
Love my Monzo perks account! There are so many little things that add up! Reviewed on: 19th March 2025
Bharat K's avatar
Bharat K

Love Monzo, the app is easy to use and the ability t...

5
Love Monzo, the app is easy to use and the ability to have investment pots makes saving easy :) Reviewed on: 19th March 2025
Ted H's avatar
Ted H

Easiest banking app used to date.

5
Easiest banking app used to date. So many features I use daily. It's not stress-inducing opening the app to check your money and upcoming flow. 1p challenge and round up change are game changers too. Reviewed on: 19th March 2025
Kim W's avatar
Kim W

Love Monzo, been with them since the start.

5
Love Monzo, been with them since the start. Brilliant experience, modern alternative to the other banks. Reviewed on: 19th March 2025
Sam S's avatar
Sam S

I use the app everyday to split bills with my partne...

5
I use the app everyday to split bills with my partner and friends, and our rent/bills comes out of our joint account which makes money management easy and seamless. The exchange rate of the card abroad is also great value for money. I can’t imagine my life without a Monzo Reviewed on: 19th March 2025
Amanda H's avatar
Amanda H

I've had a monzo account as my main account for years.

5
I've had a monzo account as my main account for years. Being able to budget with separate pots was great, but being able to create a virtual card for each of those pots, which increases my account security, is a game changer. Then there's the ability to access my monthly pay the evening before it clears into my account and have it auto-sorted into each pot, just makes it all so simple. What's not to love about all of that? Reviewed on: 19th March 2025
Donna's avatar
Donna

Simply fantastic.

5
Simply fantastic. Really brilliant Reviewed on: 19th March 2025
Adam's avatar
Adam

Monzo has completly changed how I do banking with it...

5
Monzo has completly changed how I do banking with its easy to use app, instant notifications, and great budgeting tools. Signing up was super fast, and real-time updates mean I always know whats happening with my money. Features like Monzo Flex, fee-free spending abroad, and savings pots make it more than just a bank—it’s a game-changer. Customer service is top-notch and actually helpful, which is rare these days. Honestly, I can’t see myself going back to a normal bank—Monzo is just miles ahead! 10/10, highly recomend! Reviewed on: 19th March 2025
Yunus B's avatar
Yunus B

Monzo current account

4
Had an account for a long time and no issues. Reviewed on: 19th March 2025
duck's avatar
duck

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