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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love it!

5
I love Monzo. I've had an account since 2019 and it allows me to see transactions.in real time, split bills, create pots and more, which is a level of control over my finances that I haven't had before. I think it is a valuable tool in building levels of financial literacy among young people too and that it can have a real positive impact. Reviewed on: 19th March 2025
Rachel Dargan's avatar
Rachel Dargan

Switched from HSBC and I am enjoying the pots, savin...

5
Switched from HSBC and I am enjoying the pots, saving aspects, the fact my children can have cards and mini accounts…it’s all excellent! Reviewed on: 19th March 2025
Sophie m's avatar
Sophie m

No complaints - easy to use app.

5
No complaints - easy to use app. Everything is in one place Reviewed on: 19th March 2025
Oliver's avatar
Oliver

Very easy to set up and use - great!

5
Very easy to set up and use. The built in round up feature and pots are great as are the cashback offers. When I've had to use support it has been fairly quick and very helpful. Although many of the features don't seem unique these days, it must be remembered that Monzo were the pioneers of so many commonplace banking app features. Reviewed on: 19th March 2025
Rich G's avatar
Rich G

Greg is my main reason to vote

5
Greg is my main reason to vote but apart from the legend himself, monzo has helped me save money with the 1p saving challenge, the pots which i can create for multiple saving options and the spare change facility. If you want to save money, and be entertained by Greg, bank with Monzo! Reviewed on: 19th March 2025
Hollieeee's avatar
Hollieeee

Managing finances can be empowering with the right t...

5
Managing finances can be empowering with the right tools. Tracking spending allows for better control and smarter decisions. Excellent customer service ensures assistance is readily available when needed. A variety of account options caters to diverse financial goals. Unlocking valuable perks enhances the overall financial experience. Reviewed on: 19th March 2025
Ian G's avatar
Ian G

It’s a great experience with a lot of insights and e...

5
It’s a great experience with a lot of insights and easy for access products Reviewed on: 19th March 2025
Svet P's avatar
Svet P

Monzo - making financial services less rigid

5
I have financial products with numerous companies and have had with even more in the past. Monzo isn’t like anything else I’ve come across. Originally I got it for spending abroad, now it’s become my every day bank account and I’m looking to move more of my business to them in the next financial year. Their customer service is excellent; however, it’s rare that you’d need to contact them anyway. The app works brilliantly and it’s difficult for things to actually go wrong. Honestly, Monzo is a game changer. Reviewed on: 19th March 2025
C's avatar
C

Superb banking

5
Can’t fault Monzo, easy to use, great customer service, everything is streamlined. I love using pots to save for specific events. Reviewed on: 19th March 2025
Eleaner H's avatar
Eleaner H

Easy money

5
Simple to use banking app and easy way to manage finance. Not all down to Monzo but I managed to get out of debt by keeping track of what I was spending on everything (great categorization). Customer service always very efficient, no waiting on hold, no messing around, just quick and to the point support Reviewed on: 19th March 2025
Joe B's avatar
Joe B

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