Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

What a Bank Should Be

They just get everything right regarding what a bank should be Reviewed on: 19th March 2025

Been a Monzo user since beta.

Been a Monzo user since beta. Its been a fantastic experience since the beginning. This team is by far the most enjoyable to interact with. So many times better than the experience I had with high street banks over the years. Reviewed on: 19th March 2025

Flexible, easy banking to help you budget

I love being able to have multiple pots and digital cards. It makes budgeting so easy. Their overdrafts are excellent and so easy/flexible! Great value for money with the paid accounts, i use my free cinema ticket, greg's treat and rail card! Customer service is great and so easy to speak to Reviewed on: 19th March 2025

Always clear and makes you feel in control

Always clear and makes you feel in control Reviewed on: 19th March 2025

Very easy to use, never had any issues

Very easy to use, never had any issues Reviewed on: 19th March 2025

Does everything I need it to do and if I need to hel...

Does everything I need it to do and if I need to help the customer support is always on hand Reviewed on: 19th March 2025

It’s been easy for me to use Monzo account and have...

It’s been easy for me to use Monzo account and have transactions on a daily basis. App is also really simple to navigate. Overall a great experience! Reviewed on: 19th March 2025

My Monzo Story

Monzo is my only account since I arrived UK in October, 2022. It is a student-friendly bank, easy to use and excellent customer service. They are swift to report any suspicious attempts on your account and proactively send you a card if there is a compromise on your pin. I also love how transparent they are with the investment pot. They are a big deal!! Reviewed on: 19th March 2025

never had any issues for years now

never had any issues for years now. had an issue once with money coming out my account i didn’t recognise and there was an easy chat box to discuss it and they sorted it out for me straight away when it wasn’t there fault. great app to use also Reviewed on: 19th March 2025

I have never had a single problem with monzo

I have never had a single problem with monzo they have been amazing better than any other bank i have been with Reviewed on: 19th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plus Current Account
from The Cumberland 4.64 from 40 reviews
International Payments
from iFAST Global Bank 4.72 from 361 reviews
Current account
from Kroo 4.76 from 5959 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3183 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.85 from 1138 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub