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Monzo: Current account reviews

4.93
Based on 18,881 reviews, last reviewed 24th Mar 2026
54067% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026
Phoenix G's avatar
Phoenix G

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18881)

Monzo provide a great service with a world class app

5
Monzo provide an amazing service with a world class banking app. The abroad fees (or lack of should I say!) provide a huge benefit when compared to other bank current accounts, I recently switched it to my main bank account because of this. The Monzo app is the easiest banking app I've ever used and makes keeping on budget and up to date with my money as easy as possible. Reviewed on: 18th March 2025

Seamless experiece

5
Makes life easier, it provides everything I need from a bank and more Reviewed on: 18th March 2025

It works, it’s simple, it’s free, and it’s easy.

4
It works, it’s simple, it’s free, and it’s easy. Reviewed on: 18th March 2025

Greg the boss.

5
Really great bank - never had any issues what so ever. Greg is unreal! Reviewed on: 18th March 2025

Simple Monzo

5
Monzo is so simple to use, especially sharing money between friends for joint activities. Reviewed on: 18th March 2025

I find Monzo very user-friendly, and appreciate the...

4
I find Monzo very user-friendly, and appreciate the summaries of spneding. Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. It is an incredibly easy to use app. I use the roundups to add to my savings pot and separate out saving pots based on the goal. The modern interface & usability make it hands down the best banking app by a country mile. Reviewed on: 18th March 2025

Made my money situation more clear to see.

5
Made my money situation more clear to see. Reviewed on: 18th March 2025

Travel card

5
Great for travel abroad- easy to spot and no fees Reviewed on: 18th March 2025

Never had any issues; personal and business.

5
Never had any issues; personal and business. Faultless service etc Reviewed on: 18th March 2025

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