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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Bank of the future

Everything s easy and they’re hilarious. Reviewed on: 19th March 2025

Monzo Convert!

I switched to Monzo to set up a joint account with my partner, and I love the transparency and ease of being able to view all our outgoings, managing DDs, transferring money to various pots and savings. It's simple terminology and user friendliness make banking a whole world easier than the painful experience of my old high street bank. Reviewed on: 19th March 2025

Monzo is the best bank I’ve been with, their app mak...

Monzo is the best bank I’ve been with, their app makes everything easy, not to mention the continuous rewards that are up for offer, amazing bank all round. Reviewed on: 19th March 2025

Why Monzo is My Favourite Bank

Monzo is my favourite bank as it allows me to easily share money with friends and manage my money in constantly innovative and exciting ways! Customer Service is always top tier in comparison to any bank I’ve been with! - I love the benefits I get from my Max account the railcard offer is beneficial for me and my work and who doesn’t love a cheeky Greg’s treat! The saving pots are easy to navigate and brin fun features like the 1p saving challenge straight to your day to day banking app! Reviewed on: 19th March 2025

i love monzo they are amazing

i love monzo they are amazing and i love them sooo much they help me manage my savings with pots and give me access to my paychecks early! no more time to manage and save and sometimes spend!! its amazing i am obsessed with monzo thankyou Reviewed on: 19th March 2025

Can't go wrong

I've had Monzo for several years and I have the Monzo Max Plan family. Great customer service, great exchange rates for travel and a free Greggs treat every week. Can't go wrong. Reviewed on: 19th March 2025

Monzo is the best

Monzo is the best, I’ve never had one issue with Monzo and they are always happy and there when I need them Reviewed on: 19th March 2025

Never had a problem with them.

Never had a problem with them. Brilliant bank. Reviewed on: 19th March 2025

Modern Banking, Done Well

Everything you could want from a modern bank - a great app, friendly support, and built for the users! Reviewed on: 19th March 2025

The Best Bank

Easy to use lots of savings and investing options. very good app easy to navigate. Reviewed on: 18th March 2025

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