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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Always easy to deal with and very helpful staff

5
Always easy to deal with and very helpful staff Reviewed on: 19th March 2025
Laura F's avatar
Laura F

App is great

5
App is great, far more usable than traditional brick and mortar bank apps. Never had any issues with the service. Reviewed on: 19th March 2025
Jack L's avatar
Jack L

Great bank, no hassle, easy to use app features

5
Great bank, no hassle, easy to use app features Reviewed on: 19th March 2025
Katie L's avatar
Katie L

I've been blown away since opening my account

5
Since opening my account I've been blown away by the UI and how well I can get what I need quickly! I've also received multiple helpful emails about how to use features so that I can truly maximise my experience if I choose to Reviewed on: 19th March 2025
Beth W's avatar
Beth W

Best bank I’ve ever used

5
Used Monzo for around 5 years now I believe and they have been nothing but excellent. Savings rates are great and I’ve never had an issue with them. The extras you get for the premium card is fantastic as well and well worth the money. Reviewed on: 19th March 2025
Andrea R's avatar
Andrea R

Easy to use, amazing offers as a max user

5
Easy to use, amazing offers as a max account user. Love that you can have seperate pots. Reviewed on: 19th March 2025
Sarah h's avatar
Sarah h

Great product offering, always super helpful if I ne...

5
Great product offering, always super helpful if I need anything, clear and accessible app experience Reviewed on: 19th March 2025
Phil M's avatar
Phil M

What a Bank Should Be

5
They just get everything right regarding what a bank should be Reviewed on: 19th March 2025
Russell W's avatar
Russell W

Been a Monzo user since beta.

5
Been a Monzo user since beta. Its been a fantastic experience since the beginning. This team is by far the most enjoyable to interact with. So many times better than the experience I had with high street banks over the years. Reviewed on: 19th March 2025
Gavin's avatar
Gavin

Flexible, easy banking to help you budget

5
I love being able to have multiple pots and digital cards. It makes budgeting so easy. Their overdrafts are excellent and so easy/flexible! Great value for money with the paid accounts, i use my free cinema ticket, greg's treat and rail card! Customer service is great and so easy to speak to Reviewed on: 19th March 2025
Abi D's avatar
Abi D

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