Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,946 reviews, last reviewed 24th Mar 2026
56200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo-banking made easy Great choice of accounts from basic to paid, recently upgraded to max as it is good value for money with plenty of features, responsive customer servi... Read more Reviewed on: 24th March 2026
MKhan83's avatar
MKhan83

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (18946)

I find Monzo very user-friendly, and appreciate the...

4
I find Monzo very user-friendly, and appreciate the summaries of spneding. Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. It is an incredibly easy to use app. I use the roundups to add to my savings pot and separate out saving pots based on the goal. The modern interface & usability make it hands down the best banking app by a country mile. Reviewed on: 18th March 2025

Made my money situation more clear to see.

5
Made my money situation more clear to see. Reviewed on: 18th March 2025

Travel card

5
Great for travel abroad- easy to spot and no fees Reviewed on: 18th March 2025

Never had any issues; personal and business.

5
Never had any issues; personal and business. Faultless service etc Reviewed on: 18th March 2025

Great bank - very easy to use app and lots of useful...

5
Great bank - very easy to use app and lots of useful features. Making banking more simple and accessible and I would recommend to anyone. Also customer service has been a great experience for me anytime I had to get in contact. Reviewed on: 18th March 2025

Best travel card on the market.

5
Best travel card on the market. Best experience! Reviewed on: 18th March 2025

Great verity of products

5
Monzo Premium was a great product, gadget and travel insurance all in one Reviewed on: 18th March 2025

I've been a customer for years, it's simply the best...

5
I've been a customer for years, it's simply the best most user friendly bank there is. Reviewed on: 18th March 2025

I have been banking with Monzo for over 8 years, hav...

5
I have been banking with Monzo for over 8 years, having a current account which I use for my monthly 'spending money'. The open to have different saving pots and roundups on payments are fantastic and the app is very easy to use and intuitive. Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 920 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3072 reviews
    Monzo
    View all products