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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

The pots make my life so much easier.

The pots make my life so much easier. So great for budgeting. The app is so easy to use and love the virtual card option. Reviewed on: 18th March 2025

Everything is so easy with Monzo

I just love everything about Monzo, from their marketing right through to spending money. I just think they have thought of everything Reviewed on: 18th March 2025

Everything is easy and everything works.

They solve my issues quickly. The app is easy to use and everything is where you’d want it to be. Setting up savings pots with good interest is easy, setting up investments is easy, exporting your finances is easy. Everything is easy and everything works Reviewed on: 18th March 2025

Brilliant bank

Everything assessable though they all and easy to find answers to any questions you may have. Brilliant perks with a Monzo max account can not fault. Reviewed on: 18th March 2025

Cracking current account with unique features.

Cracking current account with unique features. Just wish the customer support was a little better. Reviewed on: 18th March 2025

Excellent

One of the best banks, easy to use abroad and no secret charges applied. Overall very happy with customer service and the savings rate Reviewed on: 18th March 2025

Always helpful,

Always helpful, online applications for their services such as loans were quickly approved. Reviewed on: 18th March 2025

Well laid out and comprehensive help.

It’s very clearly laid out, all the help is very comprehensive which means you always have peace of mind which is what I desire when I’m dealing with money. They also offer many great features like pots which helps me save by putting a title on the pot so that it drives me to save more money as I can see the pot for my holiday go up as I put more money in it. Reviewed on: 18th March 2025

Fantastic app and experience, good interface makes i...

Fantastic app and experience, good interface makes it so much better than any other bank I have ever had. Love features such as cash back etc Reviewed on: 18th March 2025

Can't beat them.

Can't beat them. I've banked with loads of the national banks and some of the other online only banks. None of them come close. I can manage everything from my mortgage, savings, pots, spending, credit cards, credit scores etc in one single app, and it's got so much functionality! Even simple things like custom categories for spending. Also their customer service is fast, easy to access and relevant. Would highly recommend. Reviewed on: 18th March 2025

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