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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19431)

Never had an issue!

5
Never had an issue! Easy to use the app! The 1p saving challenge is amazing! All my accounts are in one place and the breakdown of spending is super helpful! I have recommended to friends and family and they have joined too!!! Reviewed on: 18th March 2025
Adamski's avatar
Adamski

Great bank, now my primary bank for spending and sav...

5
Great bank, now my primary bank for spending and savings. Reviewed on: 18th March 2025
Charlie M's avatar
Charlie M

Great app with innovative features.

5
Great app with innovative features to save money. Brilliant customer service and help articles that make things easy to understand and everything is transparent. Reviewed on: 18th March 2025
Ramesh S's avatar
Ramesh S

Easier to save money with Monzo by using savings pot...

5
Easier to save money with Monzo by using savings pots in the app. I can easily track my finances with the click of a button. Sending money to friends and family is a breeze and doesn’t require much effort Reviewed on: 18th March 2025
Carol N's avatar
Carol N

Amazing on every level.

5
Amazing on every level. Been here from the early days and recommend it to everyone! Reviewed on: 18th March 2025
Marcus Horry's avatar
Marcus Horry

Great service, really easy to use and good for budge...

5
Great service, really easy to use and good for budgeting. I think the investments, the credit scores and Monzo flex particularly make Monzo the best bank out there. Reviewed on: 18th March 2025
Harry F's avatar
Harry F

Love Monzo!

5
I’ve had a monzo account for years and had nothing but a positive experience with them, great account and mostly love you can spend money abroad with no charge! Reviewed on: 18th March 2025
Alana D's avatar
Alana D

Easy, intuitive banking

5
I love Monzo! The pots feature helps me budget by letting me allocate my money for different things, and I like that I can still retrieve it immediately as needed. I also like how easy it is to do daily transactions. And I think their marketing team is brilliant Reviewed on: 18th March 2025
Steph's avatar
Steph

No complaints with Monzo product, wouldn’t go back t...

5
No complaints with Monzo product, wouldn’t go back to ‘traditional bank’ now. Reviewed on: 18th March 2025
Max P's avatar
Max P

Excellent Banking.

5
Been with Monzo since the Golden Envelope days, have been recommending them for over a decade! Reviewed on: 18th March 2025
Kyle J's avatar
Kyle J

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