Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,959 reviews, last reviewed 24th Mar 2026
56633% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Ive been with Monzo for about 10 years and they have... Ive been with Monzo for about 10 years and they have been ahead of the game with banking and app functions and usability. I am using more and more of ... Read more Reviewed on: 24th March 2026
Matt's avatar
Matt

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (18959)

It works, it’s simple, it’s free, and it’s easy.

4
It works, it’s simple, it’s free, and it’s easy. Reviewed on: 18th March 2025

Greg the boss.

5
Really great bank - never had any issues what so ever. Greg is unreal! Reviewed on: 18th March 2025

Simple Monzo

5
Monzo is so simple to use, especially sharing money between friends for joint activities. Reviewed on: 18th March 2025

I find Monzo very user-friendly, and appreciate the...

4
I find Monzo very user-friendly, and appreciate the summaries of spneding. Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. It is an incredibly easy to use app. I use the roundups to add to my savings pot and separate out saving pots based on the goal. The modern interface & usability make it hands down the best banking app by a country mile. Reviewed on: 18th March 2025

Made my money situation more clear to see.

5
Made my money situation more clear to see. Reviewed on: 18th March 2025

Travel card

5
Great for travel abroad- easy to spot and no fees Reviewed on: 18th March 2025

Never had any issues; personal and business.

5
Never had any issues; personal and business. Faultless service etc Reviewed on: 18th March 2025

Great bank - very easy to use app and lots of useful...

5
Great bank - very easy to use app and lots of useful features. Making banking more simple and accessible and I would recommend to anyone. Also customer service has been a great experience for me anytime I had to get in contact. Reviewed on: 18th March 2025

Best travel card on the market.

5
Best travel card on the market. Best experience! Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 920 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3075 reviews
    Monzo
    View all products