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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I love Monzo, I wouldn’t go anywhere else!

I love Monzo, I wouldn’t go anywhere else! It helps me budget and also see my finances throughout the month Reviewed on: 18th March 2025

Monzo forever

I use monzo as my permanent bank account, and also have monzo max. I’m inherently terrible with money, but monzo makes it a little easier for me to me see just how bad I am. I also really love that I can seperate all my money and everything can be paid out of those pots. I also find that banks can be too serious, and monzo aren’t and it makes me feel better. Reviewed on: 18th March 2025

Really good.

Really good. Very happy customer Reviewed on: 18th March 2025

Really useful feature, clear and easy to use.

Really useful feature, clear and easy to use. When I have connected to customer services they have been really helpful. Reviewed on: 18th March 2025

We have been with Monzo for 5 years now and since th...

We have been with Monzo for 5 years now and since the beginning it has supported us with our budgeting and managing our money. There is a range of benefits and when we’ve been abroad they’ve made it easy. Any issues I’ve had they’ve been really responsive and the security using the app is also brilliant. Being able to Freeze cards from within the app and all contact being through the app ensures the security for my banking. Reviewed on: 18th March 2025

Efficient and friendly !

Amazing and friendly service, i had a scam issue and they helped me freeze my card and order a new one. Thankfully due to their quick responses i had no money taken from me. Thank god for their accept/decline online payment feature Reviewed on: 18th March 2025

Easy to use.

Easy to use. Great features. Virtual cards from pots makes budgeting easy Reviewed on: 18th March 2025

Great bank!

Great bank, I especially love the pots and being able to pay direct debits from them. Reviewed on: 18th March 2025

Easy to set up, easy to use, easy to speak with peop...

Easy to set up, easy to use, easy to speak with people if needed Reviewed on: 18th March 2025

Like the year in Monzo feature and having everything...

Like the year in Monzo feature and having everything in one place Reviewed on: 18th March 2025

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