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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Really easy to use.

Monzo is really easy to use. I like that it helps me easily keep track of my spending each month and also save money in pots for different areas of spend. I also like the 1p savings challenge which is helping me to reach my end of year savings goal. Reviewed on: 18th March 2025

Helps us to organise our life

Great app. So easy to use. We have joint and current account. Helps us to organise our life. Reviewed on: 18th March 2025

Monzo is part of my life

Monzo is part of my life the flex ,the pots , virtual cards , round ups , all the banks in one place ,everything is just wow amazing . Reviewed on: 18th March 2025

They’re supportive and are helpful especially when t...

They’re supportive and are helpful especially when there’s issues with the card Reviewed on: 18th March 2025

The most welcoming and enjoyable banks out there

Monzo has one of the most inviting and accessible onboarding journeys I've experienced. The user interface is brilliant and a genuine pleasure to use. Reviewed on: 18th March 2025

I have moved to Monzo as it’s easy to use, I can rec...

I have moved to Monzo as it’s easy to use, I can receive my BACS payments early and it’s all in one app! Reviewed on: 18th March 2025

I love the pots

I love the pots. They've helped me stay in control of my finances and ensured I always have enough for bills and other essentials Reviewed on: 18th March 2025

Family friendly, banking made simple

I’ve been using monzo as a secondary account for years but now both my children have monzo cards, it’s my main account as it’s so easy. Reviewed on: 18th March 2025

I’ve never had a bad experience with monzo!

I’ve never had a bad experience with monzo! Always speedy and efficient Reviewed on: 18th March 2025

Fabulous

All the times I've had to deal with Customer service regarding a query or issue of mine, they have met my expectations. Reviewed on: 18th March 2025

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