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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Really useful feature, clear and easy to use.

5
Really useful feature, clear and easy to use. When I have connected to customer services they have been really helpful. Reviewed on: 18th March 2025
Rachel W's avatar
Rachel W

We have been with Monzo for 5 years now and since th...

5
We have been with Monzo for 5 years now and since the beginning it has supported us with our budgeting and managing our money. There is a range of benefits and when we’ve been abroad they’ve made it easy. Any issues I’ve had they’ve been really responsive and the security using the app is also brilliant. Being able to Freeze cards from within the app and all contact being through the app ensures the security for my banking. Reviewed on: 18th March 2025
Phil JB's avatar
Phil JB

Efficient and friendly !

5
Amazing and friendly service, i had a scam issue and they helped me freeze my card and order a new one. Thankfully due to their quick responses i had no money taken from me. Thank god for their accept/decline online payment feature Reviewed on: 18th March 2025
Kacey C's avatar
Kacey C

Easy to use.

5
Easy to use. Great features. Virtual cards from pots makes budgeting easy Reviewed on: 18th March 2025
Gareth Russell's avatar
Gareth Russell

Great bank!

5
Great bank, I especially love the pots and being able to pay direct debits from them. Reviewed on: 18th March 2025
Niamh D's avatar
Niamh D

Easy to set up, easy to use, easy to speak with peop...

5
Easy to set up, easy to use, easy to speak with people if needed Reviewed on: 18th March 2025
Bethanie C's avatar
Bethanie C

Like the year in Monzo feature and having everything...

5
Like the year in Monzo feature and having everything in one place Reviewed on: 18th March 2025
Chris P's avatar
Chris P

Really easy to use.

5
Monzo is really easy to use. I like that it helps me easily keep track of my spending each month and also save money in pots for different areas of spend. I also like the 1p savings challenge which is helping me to reach my end of year savings goal. Reviewed on: 18th March 2025
Priscilla O's avatar
Priscilla O

Helps us to organise our life

5
Great app. So easy to use. We have joint and current account. Helps us to organise our life. Reviewed on: 18th March 2025
KubraH's avatar
KubraH

Monzo is part of my life

5
Monzo is part of my life the flex ,the pots , virtual cards , round ups , all the banks in one place ,everything is just wow amazing . Reviewed on: 18th March 2025
Pedro s's avatar
Pedro s

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