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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

They’re supportive and are helpful especially when t...

5
They’re supportive and are helpful especially when there’s issues with the card Reviewed on: 18th March 2025

The most welcoming and enjoyable banks out there

5
Monzo has one of the most inviting and accessible onboarding journeys I've experienced. The user interface is brilliant and a genuine pleasure to use. Reviewed on: 18th March 2025

I have moved to Monzo as it’s easy to use, I can rec...

5
I have moved to Monzo as it’s easy to use, I can receive my BACS payments early and it’s all in one app! Reviewed on: 18th March 2025

I love the pots

5
I love the pots. They've helped me stay in control of my finances and ensured I always have enough for bills and other essentials Reviewed on: 18th March 2025

Family friendly, banking made simple

5
I’ve been using monzo as a secondary account for years but now both my children have monzo cards, it’s my main account as it’s so easy. Reviewed on: 18th March 2025

I’ve never had a bad experience with monzo!

5
I’ve never had a bad experience with monzo! Always speedy and efficient Reviewed on: 18th March 2025

Fabulous

5
All the times I've had to deal with Customer service regarding a query or issue of mine, they have met my expectations. Reviewed on: 18th March 2025

Just so simple to use.

5
Just so simple to use. Good products, love the pot system they use. Makes budgeting easy. Reviewed on: 18th March 2025

Good bank, easy to use, great products and great sup...

5
Good bank, easy to use, great products and great support Reviewed on: 18th March 2025

Makes online banking easy!

5
Always lets me know in advance for payments such as bills- tells me if they’re higher or lower than expected. Monzo is so user friendly and makes banking easy! Reviewed on: 18th March 2025

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