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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18978 reviews)

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4.93

Based on 18,977 reviews, last reviewed 24th Mar 2026

57200% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is very easy to understand and time saver. Monzo is very easy to understand and time saver. It’s help a lot when I need money I got overdraft exactly I needed time I will keep Monzo all the tim... Read more Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18978)

I've been a customer for years, it's simply the best...

I've been a customer for years, it's simply the best most user friendly bank there is. Reviewed on: 18th March 2025

I have been banking with Monzo for over 8 years, hav...

I have been banking with Monzo for over 8 years, having a current account which I use for my monthly 'spending money'. The open to have different saving pots and roundups on payments are fantastic and the app is very easy to use and intuitive. Reviewed on: 18th March 2025

Really easy to use, flex card is brilliant too very...

Really easy to use, flex card is brilliant too very flexible Reviewed on: 18th March 2025

Easy to use, no jargon.

Easy to use, no jargon. Pots help me to manage my money. Reviewed on: 17th March 2025

It has showed me how I can save well and manage my m...

It has showed me how I can save well and manage my money as I didn’t know all this Reviewed on: 17th March 2025

Monzo is a great bank, very efficient and user frien...

Monzo is a great bank, very efficient and user friendly, lt le's me keep up in the finances in a very easy way. I also got the kids an account each to try and teach good budget habits. Reviewed on: 17th March 2025

Excellent customer service timing

Excellent customer service with good interest rates Reviewed on: 16th March 2025

Great current account.

Great current account. Has a lot of features for saving and it’s super easy to use Reviewed on: 16th March 2025

Slow support, and poor rates.

Slow support, and poor rates. Only believe in traditional banks. Reviewed on: 16th March 2025

I love how Monzo is adapting continously to what I n...

I love how Monzo is adapting continously to what I need from a banking app. The flex and current account work very well in managing finances. Reviewed on: 16th March 2025

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