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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Great UI.

Great UI. Easy to use and manage money effectively with pots. Good offering of loans and savings accounts too. Plus benefits like money back on certain retailers. Reviewed on: 18th March 2025

Versatile App

The app is so user friendly, vibrant & has many different options all on one page, making it easy to navigate what you're looking for. I love being able to create little pots for what I need, and having the round up option too! 10/10 for app compatibility Reviewed on: 18th March 2025

Monzo - great tool

Monzo has been a great tool for me to manage my money and allows me to use pots to keep my money separate and manage my everyday spending and saving for specific goals. Reviewed on: 18th March 2025

Pots and money saving

Love the use of pots, taking out money without fees abroad, and high savings interest rates. Big fan this year of the 1p 365 days challenge too. Virtual cards are handy too, and I like being able to pay directly from pots. Reviewed on: 18th March 2025

Transparency is so easy!

I find it so easy to see transparently how I can see my money and where i spend it - its so much easier than any other bank! Reviewed on: 18th March 2025

Best user experience

Monzo and it's app offer the most straightforward and user friendly experience Reviewed on: 18th March 2025

reliable legend

Just reliable easy to understand. Has a very friendly brand. Not overly serious like some banks just trustworthy and humble Reviewed on: 18th March 2025

Max Plan is great!

Been a customer for 3 years now and use the Max plan which is great for traveling with the travel insurance and fx free allowance. Having a joint account also works really well. Reviewed on: 18th March 2025

Makes managing and sending money seamless.

Makes managing and sending money seamless. The speed at which you can do all the things you'd hope to do is what sets it apart. The perks and features of the paid plans are also very appealing. Cashback offers are impressive. Reviewed on: 18th March 2025

Find Monzo convenient, saves /ISA/ current account a...

Find Monzo convenient, saves /ISA/ current account and the benefits for the fee is very good. Reviewed on: 18th March 2025

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