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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Easy, intuitive banking

I love Monzo! The pots feature helps me budget by letting me allocate my money for different things, and I like that I can still retrieve it immediately as needed. I also like how easy it is to do daily transactions. And I think their marketing team is brilliant Reviewed on: 18th March 2025

No complaints with Monzo product, wouldn’t go back t...

No complaints with Monzo product, wouldn’t go back to ‘traditional bank’ now. Reviewed on: 18th March 2025

Excellent Banking.

Been with Monzo since the Golden Envelope days, have been recommending them for over a decade! Reviewed on: 18th March 2025

I love Monzo.

I love Monzo. I use them for my current account, ISA savings, credit card, personal loan, and I will use their pensions in the future. Reviewed on: 18th March 2025

Fantastic product, used for many years now

Fantastic product, used for many years now Reviewed on: 18th March 2025

Honestly they are one of a kind!

Honestly they are one of a kind. The ability to make the whole banking experience so modern and accessible is second to none. Keep doing you Monzo ! Reviewed on: 18th March 2025

Easy to bank with !

Seamless experience, great features - easy to bank with. Just needs a way to be able to speak to customer service if something does go wrong. Reviewed on: 18th March 2025

Absolutely amazing

I switched to Monzo a year ago. They have been fantastic. Love their perks. They are so quick in helping solve in issues. Really rate their customer service! Reviewed on: 18th March 2025

It’s a fantastic bank with customer service reps tha...

It’s a fantastic bank with customer service reps that actually care about your experience. Reviewed on: 18th March 2025

Monzo is the best not on the high street bank

Easy to reach a human, makes banking so much easier than Main Street banks. A sensible approach to banking and just what the customer needs from a bank. Reviewed on: 18th March 2025

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