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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Breath of fresh air for banking

5
The app being so modern is extremely helpful. The breakdowns and features have made keeping track of my finances really simple - especially with a wedding and stag do coming up! Reviewed on: 18th March 2025
Charlie's avatar
Charlie

I love how accessible monzo is :)

5
I love how accessible monzo is :) Reviewed on: 18th March 2025
Em B's avatar
Em B

How it should be

5
Super easy to open an account, excellent feature set, best app experience out of any bank, exactly what anyone needs from a bank and would recommend to anyone Reviewed on: 18th March 2025
Jacob T's avatar
Jacob T

Really easy to open account.

5
Really easy to open account. App is simple to use. Great way to save without you even knowing. Reviewed on: 18th March 2025
Chris S's avatar
Chris S

Everything in one place, great lay out and easy to...

5
Everything in one place, great lay out and easy to use Reviewed on: 18th March 2025
Annie W's avatar
Annie W

always get notifications, they always help with any...

5
always get notifications, they always help with any issues and are very quick Reviewed on: 18th March 2025
Grace's avatar
Grace

Brilliant bank.

5
Brilliant bank. The features and customer service are excellent. Social media presence is engaging. Reviewed on: 18th March 2025
Luke TB's avatar
Luke TB

OG Monzo Fan

5
I’ve been a user since the beta stage, and Monzo is a bank that I actually trust! Reviewed on: 18th March 2025
Shannon Maybury's avatar
Shannon Maybury

Monzo is best best bank I've ever had!

5
Monzo is best best bank I've ever had! They always keep a clear message with updates etc and offer amazing perks such as discounted pizza express and free credit reporting. I will continue to refer friends and family to Monzo (you get a cheeky £5 when they make their first payment). Reviewed on: 18th March 2025
Shannon T's avatar
Shannon T

Very happy with monzo!

5
Very happy with monzo, very easy to use. Have a current account, joint account, and two under 16s accounts and they all work smoothly together. Very user friendly app, simple for my children also. I've only ever had one problem that I've needed to speak to customer services about (reversing a payment for undelivered goods) and they were absolutely fantastic. Highly recommended Reviewed on: 18th March 2025
Zoe's avatar
Zoe

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