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Monzo: Current account reviews

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4.93
Based on 18,896 reviews, last reviewed 24th Mar 2026
54567% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The only bank I will ever use! The only bank I will ever use! I've learned so much more about personal banking through Monzo. Honestly yhe best bank I've ever had. Thanks! Reviewed on: 24th March 2026
Baz's avatar
Baz

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18896)

Absolutely love Monzo

5
Absolutely love Monzo, so easy to use, great that it’s customisable, very visual, value for money with the account levels, brilliant features Reviewed on: 12th March 2025
Samantha S's avatar
Samantha S

Great account for travellers and day to day living

5
I’ve had a Monzo account since 2016 and it makes my life so much easier. I love how easy it is to keep track of my transactions and I’m able to tag them for searching later. I also really enjoy being able to put my money into pots and how easy it makes travelling to other countries and keeping track of spending. Reviewed on: 12th March 2025
Chloe P's avatar
Chloe P

I'm very happy with Monzo, it's my main account.

5
I'm very happy with Monzo, it's my main account. Reviewed on: 12th March 2025
Sam W's avatar
Sam W

Overall good

4
Not incredibly easy to contact but good once contact has been made and quick to try resolve issue. Easy and stress free to make transfers and split bills. Reviewed on: 12th March 2025
Anonymous's avatar
Anonymous

They make one of the most mundane things (banking) a...

5
They make one of the most mundane things (banking) actually quite fun. They keep providing me with more value and more no-brainer ways of saving money (like their recent 1p saving challenge) and also explain things in simple terms. Couldn’t recommend them enough (and always am!). Reviewed on: 12th March 2025
Matt H's avatar
Matt H

Such a slick mobile banking experience compared to t...

5
Such a slick mobile banking experience compared to the clunky experience of traditional banks. Easy to use app with excellent interface and features!! Reviewed on: 12th March 2025
Zak's avatar
Zak

Flawless for 8 years, League's ahead.

5
Have been flawless for 7+ years, many different products and when I've needed help Reviewed on: 12th March 2025
Alex D's avatar
Alex D

Great bank and love their savings accounts also very...

5
Great bank and love their savings accounts also very easy to use Reviewed on: 12th March 2025
Sukhraj r's avatar
Sukhraj r

Finances can be fun with Monzo

5
I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025
KLM's avatar
KLM

Very good bank with excellent customer service and g...

5
Very good bank with excellent customer service and great support Reviewed on: 12th March 2025
Jack R's avatar
Jack R

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