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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

OG Monzo Fan

I’ve been a user since the beta stage, and Monzo is a bank that I actually trust! Reviewed on: 18th March 2025

Monzo is best best bank I've ever had!

Monzo is best best bank I've ever had! They always keep a clear message with updates etc and offer amazing perks such as discounted pizza express and free credit reporting. I will continue to refer friends and family to Monzo (you get a cheeky £5 when they make their first payment). Reviewed on: 18th March 2025

Very happy with monzo!

Very happy with monzo, very easy to use. Have a current account, joint account, and two under 16s accounts and they all work smoothly together. Very user friendly app, simple for my children also. I've only ever had one problem that I've needed to speak to customer services about (reversing a payment for undelivered goods) and they were absolutely fantastic. Highly recommended Reviewed on: 18th March 2025

Never had an issue!

Never had an issue! Easy to use the app! The 1p saving challenge is amazing! All my accounts are in one place and the breakdown of spending is super helpful! I have recommended to friends and family and they have joined too!!! Reviewed on: 18th March 2025

Great bank, now my primary bank for spending and sav...

Great bank, now my primary bank for spending and savings. Reviewed on: 18th March 2025

Great app with innovative features.

Great app with innovative features to save money. Brilliant customer service and help articles that make things easy to understand and everything is transparent. Reviewed on: 18th March 2025

Easier to save money with Monzo by using savings pot...

Easier to save money with Monzo by using savings pots in the app. I can easily track my finances with the click of a button. Sending money to friends and family is a breeze and doesn’t require much effort Reviewed on: 18th March 2025

Amazing on every level.

Amazing on every level. Been here from the early days and recommend it to everyone! Reviewed on: 18th March 2025

Great service, really easy to use and good for budge...

Great service, really easy to use and good for budgeting. I think the investments, the credit scores and Monzo flex particularly make Monzo the best bank out there. Reviewed on: 18th March 2025

Love Monzo!

I’ve had a monzo account for years and had nothing but a positive experience with them, great account and mostly love you can spend money abroad with no charge! Reviewed on: 18th March 2025

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