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Monzo: Current account reviews

4.93
Based on 18,881 reviews, last reviewed 24th Mar 2026
54067% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026
Phoenix G's avatar
Phoenix G

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18881)

Such a slick mobile banking experience compared to t...

5
Such a slick mobile banking experience compared to the clunky experience of traditional banks. Easy to use app with excellent interface and features!! Reviewed on: 12th March 2025

Flawless for 8 years, League's ahead.

5
Have been flawless for 7+ years, many different products and when I've needed help Reviewed on: 12th March 2025

Great bank and love their savings accounts also very...

5
Great bank and love their savings accounts also very easy to use Reviewed on: 12th March 2025

Finances can be fun with Monzo

5
I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025

Very good bank with excellent customer service and g...

5
Very good bank with excellent customer service and great support Reviewed on: 12th March 2025

Great app easy to use.

5
Great app easy to use. Amazing marketing Reviewed on: 12th March 2025

I'm with Monzo for three years now and it's always b...

5
I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025

So modern and easy to use.

5
So modern and easy to use. Clever ideas to encourage you to save and see exactly what your spending your money on makes mozo my 1st choice. Travelling with monzo is effortless too. Love. Reviewed on: 12th March 2025

Good app, useless customer service.

3
Good app, useless customer service. The paid accounts are not worth it anymore. Investments are expensive compared to elsewhere and the savings interest is good for a current account, but not worth paying monzo for. Reviewed on: 12th March 2025

Just faultless 5 star banking yahoooo

5
Just faultless 5 star banking yahoooo Reviewed on: 12th March 2025

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