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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Would recommend- Had my Monzo account since 2019

4
Had my Monzo account since 2019 and haven't had a problem since. The pots are a great way to budget as well as the virtual cards. Would recommend! Reviewed on: 18th March 2025
Jamie T's avatar
Jamie T

Great bank

5
Great bank, easy to navigate, great perks if you wish to sign up to them. I also enjoy the variety of the perks provided by Monzo, there is something for everybody. As soon as I opened my Monzo account I made it my default bank accountb Reviewed on: 18th March 2025
Rebekah F's avatar
Rebekah F

I am using them for last 2 years , i had always grea...

5
I am using them for last 2 years , i had always great experience and user friendly. Even i have upgraded to their perks. Reviewed on: 18th March 2025
Manoj's avatar
Manoj

Best bank that I've been with.

5
Best bank that I've been with. The app is brilliant, especially the bill splitting and tabs the flex account makes spreading payments so easy Reviewed on: 18th March 2025
Kevin H's avatar
Kevin H

Love the app and the additional service such a premi...

5
Love the app and the additional service such a premium pots. savings and investments. Reviewed on: 18th March 2025
Willi's avatar
Willi

Great and easy

5
Easy, seamless and very opinionated at the end of the year Reviewed on: 18th March 2025
Mariana C's avatar
Mariana C

Experience has been great.

5
Experience has been great. Haven't had any issues with them at all. Reviewed on: 18th March 2025
Ducky D's avatar
Ducky D

Monzo is very efficient.

5
Monzo is very efficient. Their app layout is very clear, concise, and not overwhelming. Their pots are great for budgeting and separating money, and very useful to have everything in one place that you can easily access and see at all times. I have a business account and flex card with them also and again it’s very easy to keep everything in one place. Their customer service is very quick and efficient, and I’ve never had an issue with them in the 3 years I’ve been with them. I’ve recommended Monzo to 2 of my friends/family members due to how satisfied I’ve been and they’re equally as happy with them as I am. Reviewed on: 18th March 2025
Aleksa Asme's avatar
Aleksa Asme

Monzo offers so many great extras and features throu...

5
Monzo offers so many great extras and features through perks. When I had issues their customer service has always been super responsive and helpful Reviewed on: 18th March 2025
Ellie W's avatar
Ellie W

Easy to use interface, seein everything in one place...

5
Easy to use interface, seein everything in one place, seamless interactions Reviewed on: 18th March 2025
Wayne O's avatar
Wayne O

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