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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Awesome product, recommend toneveryone

Awesome product, recommend toneveryone Reviewed on: 18th March 2025

A ray of pink in your purse!

I have been a Monzo user for over 10 years and just love their flexibility, approach to customer service and their brand. I have personally recommended Monzo to all of my colleagues - before it was cool to have a bright pink card!! Reviewed on: 18th March 2025

Just easy, sensible banking

Issues always seem resolved quickly. Easy experience through the app. Better reactions to fraud - when travelling to Japan all my other banks cancelled my cards immediately. Monzo kept me going! Having a monzo account has made managing much easier with pots too. Overall a much easier way to manage money. Reviewed on: 18th March 2025

Breath of fresh air for banking

The app being so modern is extremely helpful. The breakdowns and features have made keeping track of my finances really simple - especially with a wedding and stag do coming up! Reviewed on: 18th March 2025

I love how accessible monzo is :)

I love how accessible monzo is :) Reviewed on: 18th March 2025

How it should be

Super easy to open an account, excellent feature set, best app experience out of any bank, exactly what anyone needs from a bank and would recommend to anyone Reviewed on: 18th March 2025

Really easy to open account.

Really easy to open account. App is simple to use. Great way to save without you even knowing. Reviewed on: 18th March 2025

Everything in one place, great lay out and easy to...

Everything in one place, great lay out and easy to use Reviewed on: 18th March 2025

always get notifications, they always help with any...

always get notifications, they always help with any issues and are very quick Reviewed on: 18th March 2025

Brilliant bank.

Brilliant bank. The features and customer service are excellent. Social media presence is engaging. Reviewed on: 18th March 2025

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