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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18881 reviews)

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4.93

Based on 18,881 reviews, last reviewed 24th Mar 2026

54067% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18881)

Monzo - better way to manage money.

Had Monzo for a few years now and it’s made it incredibly easy to keep in top of my finances. Myself and my partner have opened a joint account which makes managing bills and savings a breeze. Saving pots and salary sorter go hand in hand so we know exactly how much we have to play with as soon as we get paid. If things do get a little bit tight Monzo Flex works as a great credit option allowing us to split bigger purchases over a few months. I would recommend Monzo to anyone and everyone. Reviewed on: 12th March 2025

My monzo experience

It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025

What a bank account should be

Having tried several current accounts with different banks, Monzo provides the best overall experience and actually feels like it’s customer focussed. The premium / paid for options give you good rewards and the customer service is consistently good. Reviewed on: 12th March 2025

Fantastic customer service!!

Fantastic customer service, so handy to have the messages rather than waiting in the queue on the phone. App is so handy to use and uses all your data to what your spending and savings Reviewed on: 12th March 2025

Best Bank

Been with Monzo since 2022 and they have been without a doubt the best bank I have been with always available to help when needed and the most technologically advanced bank I’ve been with Reviewed on: 12th March 2025

Absolutely love Monzo

Absolutely love Monzo, so easy to use, great that it’s customisable, very visual, value for money with the account levels, brilliant features Reviewed on: 12th March 2025

Great account for travellers and day to day living

I’ve had a Monzo account since 2016 and it makes my life so much easier. I love how easy it is to keep track of my transactions and I’m able to tag them for searching later. I also really enjoy being able to put my money into pots and how easy it makes travelling to other countries and keeping track of spending. Reviewed on: 12th March 2025

I'm very happy with Monzo, it's my main account.

I'm very happy with Monzo, it's my main account. Reviewed on: 12th March 2025

Overall good

Not incredibly easy to contact but good once contact has been made and quick to try resolve issue. Easy and stress free to make transfers and split bills. Reviewed on: 12th March 2025

They make one of the most mundane things (banking) a...

They make one of the most mundane things (banking) actually quite fun. They keep providing me with more value and more no-brainer ways of saving money (like their recent 1p saving challenge) and also explain things in simple terms. Couldn’t recommend them enough (and always am!). Reviewed on: 12th March 2025

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