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Monzo: Current account reviews

4.93
Based on 18,881 reviews, last reviewed 24th Mar 2026
54067% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026
Phoenix G's avatar
Phoenix G

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18881)

Great current account.

5
Great current account. Has a lot of features for saving and it’s super easy to use Reviewed on: 16th March 2025

Slow support, and poor rates.

1
Slow support, and poor rates. Only believe in traditional banks. Reviewed on: 16th March 2025

I love how Monzo is adapting continously to what I n...

5
I love how Monzo is adapting continously to what I need from a banking app. The flex and current account work very well in managing finances. Reviewed on: 16th March 2025

They charged monthly for overdrafts and low rate int...

5
They charged monthly for overdrafts and low rate interest Reviewed on: 15th March 2025

Well Impressed

5
I like having everything in one place, easy to keep tabs on my spending Reviewed on: 15th March 2025

Excellent service.

5
Excellent service. Very easy to use. Simple app. Reviewed on: 15th March 2025

very good and with monzo is easy

5
very good and with monzo is easy Reviewed on: 14th March 2025

Monzo account is seamless

5
Everything about having a Monzo account and using the app is just seamless and feels like a fun way to manage your money Reviewed on: 14th March 2025

Monzo is an exceptional bank it’s a good alternative...

5
Monzo is an exceptional bank it’s a good alternative to the main stream banks with a good ethical policy. It has great features app is amazing and quirky and meets all my financial needs. Reviewed on: 13th March 2025

I’ve had my monzo account for a few years and have n...

5
I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot. I’ve also just opened up a business account which was really simple and straight forward, again with lots of handy features (putting money aside for tax) Reviewed on: 12th March 2025

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