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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I use Monzo for personal and business banking - I lo...

I use Monzo for personal and business banking - I love how user friendly it is and easy to get things done (especially on business) Reviewed on: 18th March 2025

I love my account with Monzo.

I love my account with Monzo. It was easy to set up and the customer experience has been second to none. I’d switch all of my accounts to Monzo if I could get the same overdraft that I have with Halifax. I’m going to recommend my children to go with Monzo - modern banking at its best! Reviewed on: 18th March 2025

Upgraded Perks account benefits

Their upgraded “Perks” current account comes with some really great benefits and their savings account has a better interest rate that other banks! You can split money into pots for better budgeting and can categorise your transactions to better keep track of your spending. Sending and receiving money is particularly easy with people who also have a Monzo account, you just need their phone number! Reviewed on: 18th March 2025

Would recommend- Had my Monzo account since 2019

Had my Monzo account since 2019 and haven't had a problem since. The pots are a great way to budget as well as the virtual cards. Would recommend! Reviewed on: 18th March 2025

Great bank

Great bank, easy to navigate, great perks if you wish to sign up to them. I also enjoy the variety of the perks provided by Monzo, there is something for everybody. As soon as I opened my Monzo account I made it my default bank accountb Reviewed on: 18th March 2025

I am using them for last 2 years , i had always grea...

I am using them for last 2 years , i had always great experience and user friendly. Even i have upgraded to their perks. Reviewed on: 18th March 2025

Best bank that I've been with.

Best bank that I've been with. The app is brilliant, especially the bill splitting and tabs the flex account makes spreading payments so easy Reviewed on: 18th March 2025

Love the app and the additional service such a premi...

Love the app and the additional service such a premium pots. savings and investments. Reviewed on: 18th March 2025

Great and easy

Easy, seamless and very opinionated at the end of the year Reviewed on: 18th March 2025

Experience has been great.

Experience has been great. Haven't had any issues with them at all. Reviewed on: 18th March 2025

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