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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Why Monzo is My Favourite Bank

5
Monzo is my favourite bank as it allows me to easily share money with friends and manage my money in constantly innovative and exciting ways! Customer Service is always top tier in comparison to any bank I’ve been with! - I love the benefits I get from my Max account the railcard offer is beneficial for me and my work and who doesn’t love a cheeky Greg’s treat! The saving pots are easy to navigate and brin fun features like the 1p saving challenge straight to your day to day banking app! Reviewed on: 19th March 2025
Jack B's avatar
Jack B

i love monzo they are amazing

5
i love monzo they are amazing and i love them sooo much they help me manage my savings with pots and give me access to my paychecks early! no more time to manage and save and sometimes spend!! its amazing i am obsessed with monzo thankyou Reviewed on: 19th March 2025
lillie's avatar
lillie

Can't go wrong

5
I've had Monzo for several years and I have the Monzo Max Plan family. Great customer service, great exchange rates for travel and a free Greggs treat every week. Can't go wrong. Reviewed on: 19th March 2025
A M Nur's avatar
A M Nur

Monzo is the best

5
Monzo is the best, I’ve never had one issue with Monzo and they are always happy and there when I need them Reviewed on: 19th March 2025
Miroslav 's avatar
Miroslav

Never had a problem with them.

5
Never had a problem with them. Brilliant bank. Reviewed on: 19th March 2025
Robert C's avatar
Robert C

Modern Banking, Done Well

5
Everything you could want from a modern bank - a great app, friendly support, and built for the users! Reviewed on: 19th March 2025
Dan's avatar
Dan

The Best Bank

5
Easy to use lots of savings and investing options. very good app easy to navigate. Reviewed on: 18th March 2025
Will G's avatar
Will G

Be like Monzo

5
Monzo is a fantastic bank. I have used them for many years now, and year on year they improve their offering. I have Flex, Loans, Investments and a business account. And I cannot fault them. Other banks should try and be more like Monzo. Reviewed on: 18th March 2025
Ryan W's avatar
Ryan W

Monzo has revolutionised banking

5
The in-app customer service is built differently. Monzo has revolutionised the way banking should be in 2025. I have been with them since 2019 and have never regretted it. Reviewed on: 18th March 2025
Katie's avatar
Katie

Day 1- I landed in UK; Day 2- I had a Monzo card

5
Day 1- I landed in UK; Day 2- I had a Monzo card in hand Reviewed on: 18th March 2025
Vineet's avatar
Vineet

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