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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Intuitive, Fast, Simple

I've been a customer since 2011, and couldn't appreciate how intuitive and fast Monzo is to use. I can't imagine going back to my high street bank full time because of how simple Monzo has made my financial life. Reviewed on: 18th March 2025

It has always been so smooth and easy.

It has always been so smooth and easy. From adding an overdraft to applying for a loan, it’s so simple. Reviewed on: 18th March 2025

Bloody love them!

I love monzo, so easy to deal with, friendly, efficient and just down right great! If there's a problem they fix it, if you have a question, they answer it, if you need help, they help! So much easier to deal with than highstreet banks! Reviewed on: 18th March 2025

Sticking with Monzo

I’ve been with Monzo for a few years and will stick with them because I’m happy with the service. The only negative would be that I don’t like the colour Reviewed on: 18th March 2025

Monzo has many benefits such as weekly treats for th...

Monzo has many benefits such as weekly treats for their members and also has cover for many different things like breakdown cover and travel insurance which is amazing! Reviewed on: 18th March 2025

Monzo is just brilliant in every aspect.

Monzo is just brilliant in every aspect. From their ease of use with their mobile app to getting incredible, prompt and concise support from their in-app chat. They just make banking a really simple process. I couldn't recommend them more. Reviewed on: 18th March 2025

I got a Monzo account a few years back just for my h...

I got a Monzo account a few years back just for my holiday, I am now using it more and more. My children have Monzo cards and my partner has now moved. I am looking at leaving my Barclays account to just use Monzo. It is so user friendly. Great bank. Reviewed on: 18th March 2025

I have been a member for over 7 years with the max a...

I have been a member for over 7 years with the max account and I have never wanted to switch and Monzo just keeps getting better every year! Reviewed on: 18th March 2025

great service provided

any problems I've had they've quickly sorted out, the app is great - highly recommend Reviewed on: 18th March 2025

Good intuitive UI and I love the pots option where I...

Good intuitive UI and I love the pots option where I park some money aside. Reviewed on: 18th March 2025

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