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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Just brilliant from start to finish, so good in fact...

5
Just brilliant from start to finish, so good in fact I referred my entire family in, and then as I start considering my own business, I will be having my business account with them as well. Reviewed on: 18th March 2025
Paul W's avatar
Paul W

1. Bank of the future

5
1. Real-Time Notifications and Instant Spending Insights Monzo immediately notifies users of every transaction. Purchases are instantly categorized, helping users stay aware and in control of their finances. 2. Budgeting Tools and Savings Pots Users can create multiple savings "pots" within their current account for specific financial goals. Monzo’s budgeting tools allow automatic allocation of money into categories, offering superior control over personal finances compared to traditional banks. 3. Fee-Free International Transactions Monzo provides fee-free payments abroad and competitive exchange rates. This sets it apart from traditional banks, which typically charge foreign transaction fees. 4. Early Salary Payment Users can access their salary up to one day earlier through the "Get Paid Early" feature. This offers added flexibility and convenience, something many traditional competitors do not offer. 5. Innovative Account Controls and Security Monzo enables instant card freezing/unfreezing directly via the app, providing enhanced user security. Advanced security features, such as location-based fraud detection and biometric app a Reviewed on: 18th March 2025
Miran S's avatar
Miran S

I LOVE Monzo!

5
I LOVE Monzo! Especially the virtual card feature. I've had an account with them since they launched and I always bang on about how great their features are. Reviewed on: 18th March 2025
Olivia J's avatar
Olivia J

Absolutely love my Monzo

5
Absolutely love my Monzo, great app and so pretty card Reviewed on: 18th March 2025
Elly T's avatar
Elly T

Very good bank.

5
Very good bank app easy to use & never had a issue it if I gave a problem it’s sorted out quickly & hassle free Reviewed on: 18th March 2025
Theresa B's avatar
Theresa B

All in one!

5
Love the ability to have a current account, various pots and a savings account etc. all in one place! Also the tabs feature has been a life saver for splitting bills between me and my friends! Reviewed on: 18th March 2025
Jessica R's avatar
Jessica R

Good App / Online Experience

5
Great online experience, good app with nice features. Introduction of accounts for kids is a nice addition. Reviewed on: 18th March 2025
Nick R's avatar
Nick R

A breath of Fresh Air

5
I've been with Monzo for 5 years. Engaging, innovative and a breath of fresh air for the banking sector. Reviewed on: 18th March 2025
Nick H's avatar
Nick H

Get UI on the app, easy to use.

5
Get UI on the app, easy to use. great customer comms, easy to understand. Excellent product range Reviewed on: 18th March 2025
Faith 's avatar
Faith

My first UK bank and the best so far

5
When I first came to UK, no other bank would open an account for me but Monzo did. They kept getting better and better as they grew. Their customer service is beyond competition, their vulnerable customers team genuinely cares (I happened to get acquainted in a random event) and their technical solutions keep convincing me to stay Reviewed on: 18th March 2025
Kay Diamanti's avatar
Kay Diamanti

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