Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Great overall product (love the pots!

4
Great overall product (love the pots!), but slightly disappointed in the limits on withdrawing cash abroad which can quickly add up when travelling. Reviewed on: 18th March 2025
E's avatar
E

Using Monzo has made life easier and better for me i...

5
Using Monzo has made life easier and better for me if I would say. Everything at my fingertips in the app. Well organised and not so complicated. I recently got a credit card with Monzo after the phobia of credit cards and breaking free and I am grateful I did. Customer service is top notch and that’s all I want in a bank (easy to use apps and features and reliability) Reviewed on: 18th March 2025
Freeman L's avatar
Freeman L

Love Monzo!

5
Love Monzo! So easy to use and fast to set up. Reviewed on: 18th March 2025
Lydia R's avatar
Lydia R

Monzo has been my bank since i moved to the UK in Au...

5
Monzo has been my bank since i moved to the UK in August 2024. Their customer service is spot on, their banking integration and tracking is so helpful for someone like me who always splits her money across multiple pots, and it's an easy and functional app. Reviewed on: 18th March 2025
KatieLee O's avatar
KatieLee O

I like Monzo because they are different.

5
I like Monzo because they are different. I like the culture and how they present themselves on social media and their mobile app is magnificent. Reviewed on: 18th March 2025
Daniela V's avatar
Daniela V

Easy to use, great for budgeting

5
So easy to use, opening accounts, investments, all in one place. Great cash backs and amazing perks with the Max plan. It’s really helpful to have the spending categories so I can monitor my spending. Even small useful tools such as the predictive balance until my next pay day, I can see from day 1 after I’ve been paid as to how much disposable income I have at first glance to enjoy on the nicer things. Reviewed on: 18th March 2025
Nicole G's avatar
Nicole G

they are amazing!

5
they are amazing! Their banking style is simple but effective and it has helped me and my husband budget better. Reviewed on: 18th March 2025
Lauren F's avatar
Lauren F

Monzo is the best bank I could possibly choose

5
I believe Monzo is a smart bank and incredibly easy to use. I'm not great with banking or anything related, but Monzo simplifies everything and makes it easy to understand. I see Monzo as the equivalent of Apple in the world of banks—intuitive, user-friendly, and innovative. Reviewed on: 18th March 2025
Francesca X's avatar
Francesca X

Recommend Monzo

5
Neve had any issues, app is extremely easy to use and regularly updates on new products and how they could benefit me Reviewed on: 18th March 2025
Jenny C's avatar
Jenny C

Industry Leading Bank

5
Love the pots and the innovative features monzo keeps coming up with. Reviewed on: 18th March 2025
J's avatar
J

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill