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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

A breath of Fresh Air

I've been with Monzo for 5 years. Engaging, innovative and a breath of fresh air for the banking sector. Reviewed on: 18th March 2025

Get UI on the app, easy to use.

Get UI on the app, easy to use. great customer comms, easy to understand. Excellent product range Reviewed on: 18th March 2025

My first UK bank and the best so far

When I first came to UK, no other bank would open an account for me but Monzo did. They kept getting better and better as they grew. Their customer service is beyond competition, their vulnerable customers team genuinely cares (I happened to get acquainted in a random event) and their technical solutions keep convincing me to stay Reviewed on: 18th March 2025

Solid bank account

Good banking experience which good features and new products offered like the flexi loan and children banking account. I have used Monzo for a number of years and have been pleased with the product. Reviewed on: 18th March 2025

Monzo makes money easy!

I’ve used Monzo for years and wouldn’t change a thing! The investment and savings options are perfect for someone at the start of their savings journey. The interface is simple, easy to navigate and fun! I’ve only once experienced an issue when someone stole my card details, the Monzo chat function connected me automatically to an agent who helped me immediately. Having the functions on the app to freeze your card and add authentication before purchases is a brilliant safety feature. Reviewed on: 18th March 2025

Best day to day banking experience

Synonymous with modern banking. Easy to join, friendly service, no frills app. Bonus for their LinkedIn content. Reviewed on: 18th March 2025

For a contactless bank, Monzo provides a good service.

For a contactless bank, Monzo provides a good service. Reviewed on: 18th March 2025

5 stars to this bank

I have current and joint account. excellent service. its modern and easy friendly app interface. Reviewed on: 18th March 2025

Love it!

Love it! It is great and the interface is easy to use. Very useful abroad too. Reviewed on: 18th March 2025

Been using it since the closed beta...

Been using it since the closed beta and haven't stopped. Better than all high street banks and I think might be the best entirely Reviewed on: 18th March 2025

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