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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19050 reviews)

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4.93

Based on 19,050 reviews, last reviewed 25th Mar 2026

59600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I Love Monzo I use Monzo for everything - Current Account, Investment, Savings, Loan, Credit Card, Mortgage tracking, all account tracking. It's excellent I love i... Read more Reviewed on: 25th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19050)

My monzo experience

It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025

What a bank account should be

Having tried several current accounts with different banks, Monzo provides the best overall experience and actually feels like it’s customer focussed. The premium / paid for options give you good rewards and the customer service is consistently good. Reviewed on: 12th March 2025

Fantastic customer service!!

Fantastic customer service, so handy to have the messages rather than waiting in the queue on the phone. App is so handy to use and uses all your data to what your spending and savings Reviewed on: 12th March 2025

Best Bank

Been with Monzo since 2022 and they have been without a doubt the best bank I have been with always available to help when needed and the most technologically advanced bank I’ve been with Reviewed on: 12th March 2025

Absolutely love Monzo

Absolutely love Monzo, so easy to use, great that it’s customisable, very visual, value for money with the account levels, brilliant features Reviewed on: 12th March 2025

Great account for travellers and day to day living

I’ve had a Monzo account since 2016 and it makes my life so much easier. I love how easy it is to keep track of my transactions and I’m able to tag them for searching later. I also really enjoy being able to put my money into pots and how easy it makes travelling to other countries and keeping track of spending. Reviewed on: 12th March 2025

I'm very happy with Monzo, it's my main account.

I'm very happy with Monzo, it's my main account. Reviewed on: 12th March 2025

Overall good

Not incredibly easy to contact but good once contact has been made and quick to try resolve issue. Easy and stress free to make transfers and split bills. Reviewed on: 12th March 2025

They make one of the most mundane things (banking) a...

They make one of the most mundane things (banking) actually quite fun. They keep providing me with more value and more no-brainer ways of saving money (like their recent 1p saving challenge) and also explain things in simple terms. Couldn’t recommend them enough (and always am!). Reviewed on: 12th March 2025

Such a slick mobile banking experience compared to t...

Such a slick mobile banking experience compared to the clunky experience of traditional banks. Easy to use app with excellent interface and features!! Reviewed on: 12th March 2025

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