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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo is the best bank I could possibly choose

I believe Monzo is a smart bank and incredibly easy to use. I'm not great with banking or anything related, but Monzo simplifies everything and makes it easy to understand. I see Monzo as the equivalent of Apple in the world of banks—intuitive, user-friendly, and innovative. Reviewed on: 18th March 2025

Recommend Monzo

Neve had any issues, app is extremely easy to use and regularly updates on new products and how they could benefit me Reviewed on: 18th March 2025

Industry Leading Bank

Love the pots and the innovative features monzo keeps coming up with. Reviewed on: 18th March 2025

Just brilliant from start to finish, so good in fact...

Just brilliant from start to finish, so good in fact I referred my entire family in, and then as I start considering my own business, I will be having my business account with them as well. Reviewed on: 18th March 2025

1. Bank of the future

1. Real-Time Notifications and Instant Spending Insights Monzo immediately notifies users of every transaction. Purchases are instantly categorized, helping users stay aware and in control of their finances. 2. Budgeting Tools and Savings Pots Users can create multiple savings "pots" within their current account for specific financial goals. Monzo’s budgeting tools allow automatic allocation of money into categories, offering superior control over personal finances compared to traditional banks. 3. Fee-Free International Transactions Monzo provides fee-free payments abroad and competitive exchange rates. This sets it apart from traditional banks, which typically charge foreign transaction fees. 4. Early Salary Payment Users can access their salary up to one day earlier through the "Get Paid Early" feature. This offers added flexibility and convenience, something many traditional competitors do not offer. 5. Innovative Account Controls and Security Monzo enables instant card freezing/unfreezing directly via the app, providing enhanced user security. Advanced security features, such as location-based fraud detection and biometric app a Reviewed on: 18th March 2025

I LOVE Monzo!

I LOVE Monzo! Especially the virtual card feature. I've had an account with them since they launched and I always bang on about how great their features are. Reviewed on: 18th March 2025

Absolutely love my Monzo

Absolutely love my Monzo, great app and so pretty card Reviewed on: 18th March 2025

Very good bank.

Very good bank app easy to use & never had a issue it if I gave a problem it’s sorted out quickly & hassle free Reviewed on: 18th March 2025

All in one!

Love the ability to have a current account, various pots and a savings account etc. all in one place! Also the tabs feature has been a life saver for splitting bills between me and my friends! Reviewed on: 18th March 2025

Good App / Online Experience

Great online experience, good app with nice features. Introduction of accounts for kids is a nice addition. Reviewed on: 18th March 2025

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