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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Hot Coral, Sausage Rolls and Greg

5
I love everything about Monzo! Hot coral, sausage rolls and Greg (obviously!) but it’s not just fancy marketing…simple to use app, the kids accounts are PERFECT and my children love their hot pink cards plus fun and clever initiatives like the savings challenge strengthen my absolute brand affinity! Bravo Monzo, we all want to both bank with and work for you :) Reviewed on: 18th March 2025
FraNayNay 's avatar
FraNayNay

The bank for everyone

5
I’ll be honest, I was sceptical when I first heard of Monzo but I’m so glad I now bank with them. I also bank with Lloyds but Monzo is just so simple and easy to use. I can easily create pots to split my money out without having to “open a new account” and there’s so many fantastic cash back offers, for retailers I actually use. A huge mention is their interest rates, some of the best I’ve seen around and now all of my saving is done in Monzo, I’ll also look at their investment options later this year. I’m in the process of moving away from Lloyds and by the end of the year will do all of my banking through Monzo. Also if you ever need to contact their customer service they are fab, so polite and really quick at responding, well done team! Reviewed on: 18th March 2025
Daisy S's avatar
Daisy S

Monzo makes banking a joy

5
I pay for Monzo premium and I love the actual benefits you get. Treats like the cinema and Greggs but also better savings rates too. The customer service team are excellent every time I've needed them. The app is super easy to use and great for categorising spends. The virtual cards also brilliant. Their tone of voice is less serious but also super trustworthy and accessible. They really make banking a joy. Reviewed on: 18th March 2025
Grace E's avatar
Grace E

Instant updates.

5
Instantly updates. Very easy to move money. Very easy to add notes to transactions Reviewed on: 18th March 2025
Diane Atkinson's avatar
Diane Atkinson

Best Bank Account going

5
I got a Monzo account when I was doing some travelling with intention to use it purely as an international account because of the no fees. Cut to 6 years later and it's my main account that I use for everything from a current account to a savings account. I'm looking into the Flex as well. Huge fan. Reviewed on: 18th March 2025
Fraser N's avatar
Fraser N

Funny on socials, informative on app

5
Funny on socials, informative on app Reviewed on: 18th March 2025
Lottie G's avatar
Lottie G

I love the app features, they’re so simple and easy...

5
I love the app features, they’re so simple and easy to use! I especially like the ability to easily send money to another Monzo accounts or set up pots to easily split bills etc! A very intuitive design. Reviewed on: 18th March 2025
Brooke 's avatar
Brooke

I love the budgeting tools and use them every month!

5
I love the budgeting tools and use them every month! Reviewed on: 18th March 2025
Tom 's avatar
Tom

Great app which is very easy to manage.

5
Great app which is very easy to manage. I have linked all my cards to monzo to see my spending within Monzo Reviewed on: 18th March 2025
Prabhav's avatar
Prabhav

Great App

5
Always an easy process using the app & I love the pots function. So much easier to sort my money. I also like the get your money early function ;) Reviewed on: 18th March 2025
Kerri O's avatar
Kerri O

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