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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

They just get it

5
They are just great and get it :) Social media account is great to follow too. Reviewed on: 18th March 2025
Craig D's avatar
Craig D

Monzo just makes life easy.

5
Monzo just makes life easy.. gone are the days of carrying international currency in a wallet disguised a belt, whenever I travel I always transfer money to my monzo current account. Need to split the bill, transfer money to friends quickly, make use of a low interet overdraft.. Monzo has it all! Reviewed on: 18th March 2025
BLav's avatar
BLav

I love monzo

5
I have used monzo for just over 2 years now, I love that it allows me to categorize my expenses and see where i am spending the most money. They are constantly offering easy ways to save and i have found that i get more out of my money being with them. Reviewed on: 18th March 2025
Breeanne T's avatar
Breeanne T

I love the ability to have pots

5
I love the ability to have pots to keep different money needs separate and all the analysis I can use to understand what I’m spending my money on Reviewed on: 18th March 2025
Shelley's avatar
Shelley

Monzo-Tastic!

5
I’ve had Monzo for around a year and never had any issues, my card was lost and they replaced it within 2 days I also love the aspects and ease of the app Reviewed on: 18th March 2025
Karen W's avatar
Karen W

Using Monzo is so easy

5
Using Monzo is so easy, their app is great. I have never had to use their customer service because everything is there in front of you and I’ve never had an issue. Reviewed on: 18th March 2025
Lucy B's avatar
Lucy B

THE BEST EVER BANK

5
I use Monzo for a Flex card and Current account. I like the ease of use and allowing to pay over 3 months. It's helped me out massively! Reviewed on: 18th March 2025
Phoebe M's avatar
Phoebe M

Easy to use, track my money, and love the pots for h...

5
Easy to use, track my money, and love the pots for holiday savings! Reviewed on: 18th March 2025
Lucy 's avatar
Lucy

Horrendous customer service.

1
Horrendous customer service. Bad bank. Would never use again Reviewed on: 18th March 2025
Ashleigh a's avatar
Ashleigh a

Easy to make payments, notifications of spending, us...

5
Easy to make payments, notifications of spending, using abroad is easy and freezing the card was a great idea. Reviewed on: 18th March 2025
Isobel's avatar
Isobel

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