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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I love the budgeting tools and use them every month!

I love the budgeting tools and use them every month! Reviewed on: 18th March 2025

Great app which is very easy to manage.

Great app which is very easy to manage. I have linked all my cards to monzo to see my spending within Monzo Reviewed on: 18th March 2025

Great App

Always an easy process using the app & I love the pots function. So much easier to sort my money. I also like the get your money early function ;) Reviewed on: 18th March 2025

Great overall product (love the pots!

Great overall product (love the pots!), but slightly disappointed in the limits on withdrawing cash abroad which can quickly add up when travelling. Reviewed on: 18th March 2025

Using Monzo has made life easier and better for me i...

Using Monzo has made life easier and better for me if I would say. Everything at my fingertips in the app. Well organised and not so complicated. I recently got a credit card with Monzo after the phobia of credit cards and breaking free and I am grateful I did. Customer service is top notch and that’s all I want in a bank (easy to use apps and features and reliability) Reviewed on: 18th March 2025

Love Monzo!

Love Monzo! So easy to use and fast to set up. Reviewed on: 18th March 2025

Monzo has been my bank since i moved to the UK in Au...

Monzo has been my bank since i moved to the UK in August 2024. Their customer service is spot on, their banking integration and tracking is so helpful for someone like me who always splits her money across multiple pots, and it's an easy and functional app. Reviewed on: 18th March 2025

I like Monzo because they are different.

I like Monzo because they are different. I like the culture and how they present themselves on social media and their mobile app is magnificent. Reviewed on: 18th March 2025

Easy to use, great for budgeting

So easy to use, opening accounts, investments, all in one place. Great cash backs and amazing perks with the Max plan. It’s really helpful to have the spending categories so I can monitor my spending. Even small useful tools such as the predictive balance until my next pay day, I can see from day 1 after I’ve been paid as to how much disposable income I have at first glance to enjoy on the nicer things. Reviewed on: 18th March 2025

they are amazing!

they are amazing! Their banking style is simple but effective and it has helped me and my husband budget better. Reviewed on: 18th March 2025

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