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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Seamless banking, great features and usability

Seamless banking, great features and usability Reviewed on: 11th March 2025

Great customer service.

Great customer service. Love the ease of paying to Monzo contacts and the ability to add emojis is fun. Also great savings options and challenges! Reviewed on: 11th March 2025

Just so quick easy and hassle free and investment or...

Just so quick easy and hassle free and investment or saving pots are great Reviewed on: 11th March 2025

Been banking with monzo since the beginning and have...

Been banking with monzo since the beginning and have never looked back Reviewed on: 11th March 2025

I joined Monzo last year and it’s the best thing I e...

I joined Monzo last year and it’s the best thing I ever did! Reviewed on: 11th March 2025

Customer since 2019 and still going!

I joined Monzo on 2019 and it has been my main current account since. The app is easy to use, I love the saving pots and the fact I can use it abroad. When I have used customer service, they have been easy to access and quick to sort out my issues. I have and will continue to recommend monzo Reviewed on: 11th March 2025

Saving pots are a winner!

Great online bank that offers all the services you would expect, and more. I particularly make good use of the saving pots for my sinking funds, they are a nice visual way of keeping track. Reviewed on: 11th March 2025

I have been banking with Monzo for over 5 years now.

I have been banking with Monzo for over 5 years now. They are an extremely easy bank to use, honey are very easily accessible if something happens or if you need to speak to someone there is no ridiculous queue. Managing your money is made easy with the current account, being able to see how you’ve spent your money and how it’s categorised is amazing and help with savings and better financial management! Reviewed on: 11th March 2025

Why monzo is awesome

Love how easy and convenient it is to use monzo, it has really helped me manage my spending and finances Reviewed on: 11th March 2025

Excellent service, reliable app.

Excellent service, reliable app. Reviewed on: 11th March 2025

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