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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Really good find it easy to use and when you need to...

Really good find it easy to use and when you need to separate bills and pay friends makes it more easier than the other banks Reviewed on: 11th March 2025

Standout bank!

Monzo has been an excellent bank to use throughout the years. It has great features to monitor your spending and also protect your money. It can help you think about saving and with tools such as roundups, it makes it a no brainer. Sometimes I do wish they kept up with the iterative pace with releasing new featured as when they were a smaller bank though. Reviewed on: 11th March 2025

Monzo putting their customers first

I haven't had to use customer service however Monzo is the best bank that I havd been with and they always have schemes to try and save their customers as much money as they can. They also provide a cashback service for customers which is brilliant and can save me some money. However I would like more variation with the cashback as there id only 5-10 companies at a time. Reviewed on: 11th March 2025

Highly recommend, good interest rate for easy access...

Highly recommend, good interest rate for easy access savings. Reviewed on: 11th March 2025

Monzo has honestly been a game changer for me, from...

Monzo has honestly been a game changer for me, from everyday banking, to tracking my finances, budgeting, investing, saving - They really have changed my relationship with money. Reviewed on: 11th March 2025

Monzo has been the best bank account I’ve switched t...

Monzo has been the best bank account I’ve switched to since banking and everything is so easy and straight forward. Smooth transition and simple to use Reviewed on: 11th March 2025

Monzo are second to none

Monzo customer service are second to none, always get a friendly response quickly. The current account is full of useful features that have genuinely change my outlook on money and helped my manage my finances much better. Reviewed on: 11th March 2025

Modern Banking Made Sexy

Very quick, has good options. Can see how to break down your money clearly with photos, pots etc. A good visual representation is a good way to be more conscious of what you’re doing with your money. Reviewed on: 11th March 2025

Monzo best banking app

I used Monzo since 2021 and haven’t had an issues with the banking app, if I need support I know I can request support 24/7 easy to navigate and the support is reliable and if I have any issues it’s normally solved within 48 hours, quick and fast support I have Monzo Max plan and the perks I receive are amazing and I will continue to use Monzo, best bank I used, I have used other banks and nothing compares to Monzo Reviewed on: 11th March 2025

Easy to use and feature packed

A good app, with full functionality of everything I’d want, transactions, notifications, visibility of recurring payments, easy to pay others and request money. I can do international transfers. You can generate spare online cards to protect your main card details, then there’s extra security like location based. Reviewed on: 11th March 2025

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