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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Saving pots are a winner!

5
Great online bank that offers all the services you would expect, and more. I particularly make good use of the saving pots for my sinking funds, they are a nice visual way of keeping track. Reviewed on: 11th March 2025
Donna M's avatar
Donna M

I have been banking with Monzo for over 5 years now.

5
I have been banking with Monzo for over 5 years now. They are an extremely easy bank to use, honey are very easily accessible if something happens or if you need to speak to someone there is no ridiculous queue. Managing your money is made easy with the current account, being able to see how you’ve spent your money and how it’s categorised is amazing and help with savings and better financial management! Reviewed on: 11th March 2025
Genevieve k's avatar
Genevieve k

Why monzo is awesome

5
Love how easy and convenient it is to use monzo, it has really helped me manage my spending and finances Reviewed on: 11th March 2025
Luke O's avatar
Luke O

Excellent service, reliable app.

5
Excellent service, reliable app. Reviewed on: 11th March 2025
MG's avatar
MG

Really good find it easy to use and when you need to...

5
Really good find it easy to use and when you need to separate bills and pay friends makes it more easier than the other banks Reviewed on: 11th March 2025
Lily W's avatar
Lily W

Standout bank!

5
Monzo has been an excellent bank to use throughout the years. It has great features to monitor your spending and also protect your money. It can help you think about saving and with tools such as roundups, it makes it a no brainer. Sometimes I do wish they kept up with the iterative pace with releasing new featured as when they were a smaller bank though. Reviewed on: 11th March 2025
Sam Kalemera's avatar
Sam Kalemera

Monzo putting their customers first

5
I haven't had to use customer service however Monzo is the best bank that I havd been with and they always have schemes to try and save their customers as much money as they can. They also provide a cashback service for customers which is brilliant and can save me some money. However I would like more variation with the cashback as there id only 5-10 companies at a time. Reviewed on: 11th March 2025
Abigale H's avatar
Abigale H

Highly recommend, good interest rate for easy access...

5
Highly recommend, good interest rate for easy access savings. Reviewed on: 11th March 2025
Euan 's avatar
Euan

Monzo has honestly been a game changer for me, from...

5
Monzo has honestly been a game changer for me, from everyday banking, to tracking my finances, budgeting, investing, saving - They really have changed my relationship with money. Reviewed on: 11th March 2025
Owen w's avatar
Owen w

Monzo has been the best bank account I’ve switched t...

5
Monzo has been the best bank account I’ve switched to since banking and everything is so easy and straight forward. Smooth transition and simple to use Reviewed on: 11th March 2025
Demi B's avatar
Demi B

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