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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo are second to none

5
Monzo customer service are second to none, always get a friendly response quickly. The current account is full of useful features that have genuinely change my outlook on money and helped my manage my finances much better. Reviewed on: 11th March 2025
Imogen G's avatar
Imogen G

Modern Banking Made Sexy

5
Very quick, has good options. Can see how to break down your money clearly with photos, pots etc. A good visual representation is a good way to be more conscious of what you’re doing with your money. Reviewed on: 11th March 2025
Javan A's avatar
Javan A

Monzo best banking app

5
I used Monzo since 2021 and haven’t had an issues with the banking app, if I need support I know I can request support 24/7 easy to navigate and the support is reliable and if I have any issues it’s normally solved within 48 hours, quick and fast support I have Monzo Max plan and the perks I receive are amazing and I will continue to use Monzo, best bank I used, I have used other banks and nothing compares to Monzo Reviewed on: 11th March 2025
Jordan 's avatar
Jordan

Easy to use and feature packed

5
A good app, with full functionality of everything I’d want, transactions, notifications, visibility of recurring payments, easy to pay others and request money. I can do international transfers. You can generate spare online cards to protect your main card details, then there’s extra security like location based. Reviewed on: 11th March 2025
Daniel W's avatar
Daniel W

Helped with budgeting journey

5
Been with Monzo for over 5 years. They have really helped with my budgeting journey, their app is amazing and clear. I recommend them to anyone who wants a joint account but are unsure and who are also starting a budgeting journey, just makes things so much easier Reviewed on: 11th March 2025
Sarah B's avatar
Sarah B

Good for money managing

5
Very user friendly and found creating pots incredibly helpful for managing money as I've previously struggled to save and set money aside. Easy to access and appreciate they have been finding ways to improve security online. Reviewed on: 11th March 2025
Kat 's avatar
Kat

Super easy to use, allows lots of control

5
Super easy to use, makes managing income and outgoings very straightforward, and being able to separate money into pots allows for peace of mind as you know it won't be spent accidentally. Customer service is also generally good, and respond quickly for anything serious. Reviewed on: 11th March 2025
Rose B's avatar
Rose B

Best bank I’ve used!

5
Best bank I’ve used! I’ve been with loads of different providers but Monzo keeps me hooked Reviewed on: 11th March 2025
Alex Beston's avatar
Alex Beston

Monzo make accessing your current account at any tim...

5
Monzo make accessing your current account at any time, anywhere accessible. Their customer service is a breeze and they continually offer new and exciting services such as cash back, savings pots and easy access to quick loans and ISAs. Their new pension savings and investment features are my recent faves. Reviewed on: 11th March 2025
Sian L's avatar
Sian L

The overall experience using the app has been fabulo...

5
The overall experience using the app has been fabulous - can't complain. I particularly like the budget/spending tracker which gives me a great overview of how much I've spent this month. I'm also a big of the feature that lets you cash in a cheque simply by taking a picture! Reviewed on: 11th March 2025
Benjy's avatar
Benjy

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