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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I actually enjoy banking with Monzo.

I actually enjoy banking with Monzo. It’s easy, clear, there are so many features to make my life easier and I’ve only ever had brilliant and fast and clear customer service. I recommend it to everyone and can’t say I’ve ever done that with a bank before. Reviewed on: 11th March 2025

Monzo is a brilliant banking app

Monzo is a brilliant banking app, tailored for my needs and easy to use. Reviewed on: 11th March 2025

I absolutely love Monzo and cannot rave about it eno...

I absolutely love Monzo and cannot rave about it enough. I may as well be an ambassador for them. Anything you can imagine it can do! Reviewed on: 11th March 2025

Monzo for president (you know what I mean!)

I've been banking with them for six years now and oh if only all trad banks were like them! Gamification works! Reviewed on: 11th March 2025

Easiest online banking service

Very easy to use bank, I have no issues with them and If I need support they have always responded and sorted the issue quickly Reviewed on: 11th March 2025

Debt free & 1st mortgage!!!

I've had monzo since covid. Its helped me become debt free, never missing a bill, my husband all my family and even my children all have monzo it also helped me get my 1st mortgage at age 40. I don't know where I would be financially without all of monzos tools so so good better than any bank I've ever used. Reviewed on: 11th March 2025

Always happy with the service Monzo have provided me!

Always happy with the service Monzo have provided me! Reviewed on: 11th March 2025

Excellent

Excellent perks available for a small amount and credit insights are a useful feauture Reviewed on: 11th March 2025

I love using Monzo!

I love using Monzo! I love all the services Monzo is offering, for example the 1p challenge that helps me save money everyday. I use Monzo everytime I go for holidays abroad. In three words Monzo is a safe, fair and friendly banking! I would recommend Monzo to anyone! Reviewed on: 11th March 2025

Monzo Bank offers a fantastic current account with a...

Monzo Bank offers a fantastic current account with a user-friendly app, real-time spending notifications, and great budgeting tools. Fee-free spending abroad makes it perfect for travelers, while features like savings "Pots" help with money management. Customer service is responsive, and the overall banking experience is seamless. Highly recommended! Reviewed on: 11th March 2025

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