Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Brilliant App

5
Never had an issue. The app is brilliant and they are always adding new features. it's perfect for keep up with your spending and finances. I travel a bit and always works perfectly abroad too. Reviewed on: 11th March 2025
Kevin B's avatar
Kevin B

Great interface and layout of the app which is easy...

5
Great interface and layout of the app which is easy to understand and use Reviewed on: 11th March 2025
Samuel M's avatar
Samuel M

They have always been helpful with separating my money.

5
They have always been helpful with separating my money. Reviewed on: 11th March 2025
Vadzy's avatar
Vadzy

Banking made simple.

5
Banking made simple. I particularly like the ease of the options for saving & investing in the app. Reviewed on: 11th March 2025
Stefanie H's avatar
Stefanie H

I actually enjoy banking with Monzo.

5
I actually enjoy banking with Monzo. It’s easy, clear, there are so many features to make my life easier and I’ve only ever had brilliant and fast and clear customer service. I recommend it to everyone and can’t say I’ve ever done that with a bank before. Reviewed on: 11th March 2025
Rabbitjen 's avatar
Rabbitjen

Monzo is a brilliant banking app

5
Monzo is a brilliant banking app, tailored for my needs and easy to use. Reviewed on: 11th March 2025
Remo's avatar
Remo

I absolutely love Monzo and cannot rave about it eno...

5
I absolutely love Monzo and cannot rave about it enough. I may as well be an ambassador for them. Anything you can imagine it can do! Reviewed on: 11th March 2025
Sophie W's avatar
Sophie W

Monzo for president (you know what I mean!)

5
I've been banking with them for six years now and oh if only all trad banks were like them! Gamification works! Reviewed on: 11th March 2025
Ana P's avatar
Ana P

Easiest online banking service

5
Very easy to use bank, I have no issues with them and If I need support they have always responded and sorted the issue quickly Reviewed on: 11th March 2025
Sophie R's avatar
Sophie R

Debt free & 1st mortgage!!!

5
I've had monzo since covid. Its helped me become debt free, never missing a bill, my husband all my family and even my children all have monzo it also helped me get my 1st mortgage at age 40. I don't know where I would be financially without all of monzos tools so so good better than any bank I've ever used. Reviewed on: 11th March 2025
Amy Cunningham 's avatar
Amy Cunningham

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill