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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank no problems ever!

Great bank no problems ever!! I love this bank and always use it daily Reviewed on: 11th March 2025

I really enjoy my Monzo current account, the functio...

I really enjoy my Monzo current account, the functionality is really good and I like having multiple pots to help me manage my money. I also enjoy the benefits of Monzo plus including free coffees, insurance. I also like the saving incentives. I’ve made one complaint about a payment which they were slow to re-imburse and they gave me £50 compensation. Reviewed on: 11th March 2025

Best bank I’ve ever used - Monzo makes life easy

I love how easy the user experience is with Monzo. It doesn’t feel like a bank, it feels like a fun app. Being able to split bills with friends and respond with emojis so it doesn’t feel awkward but makes it so informal and easy. Creating Saving pots in seconds and being able to give them a title and adding photos is such a motivation to save. I always recommend Monzo to anyone I meet, it’s hands down the best bank I’ve ever used. Reviewed on: 11th March 2025

Best experience in terms of money management

Best experience in terms of money management Reviewed on: 11th March 2025

Wonderful application, sets of features and function...

Wonderful application, sets of features and functionalities. Support is very friendly, responsive and effective. Reviewed on: 11th March 2025

My Monzo experience is amazing love this app yall

My Monzo experience is amazing love this app yall Reviewed on: 11th March 2025

Have been with Monzo for a number of years and have...

Have been with Monzo for a number of years and have never had any problems! Fantastic service whenever I’ve had to speak to someone, and a great range of products available! Their app is perfect and so many cool features that other banks don’t have! Reviewed on: 11th March 2025

Great modern banking experience.

Great modern banking experience. I’d be sad if I had to change banks. I use Monzo as my sole current (and joint) account, as well as the Flex credit card. Reviewed on: 11th March 2025

Its all just so easy,I'm set up for success.

Its all just so easy, they have the set up for success. I am 39 and only now learning to budget. I think the monzo way should be taught in schools. I wish I'd had this account earlier. Reviewed on: 11th March 2025

It's been a good experience with Monzo, with having...

It's been a good experience with Monzo, with having constant notifications of when I spend money so I'm able to keep track of my spending, as well as being able to budget easier due to the pots features. I have also had a good experience with the support as they helped me gain cash back I was not given. Reviewed on: 11th March 2025

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