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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Always happy with the service Monzo have provided me!

5
Always happy with the service Monzo have provided me! Reviewed on: 11th March 2025
Connor H's avatar
Connor H

Excellent

5
Excellent perks available for a small amount and credit insights are a useful feauture Reviewed on: 11th March 2025
James M's avatar
James M

I love using Monzo!

5
I love using Monzo! I love all the services Monzo is offering, for example the 1p challenge that helps me save money everyday. I use Monzo everytime I go for holidays abroad. In three words Monzo is a safe, fair and friendly banking! I would recommend Monzo to anyone! Reviewed on: 11th March 2025
Kamil H's avatar
Kamil H

Monzo Bank offers a fantastic current account with a...

5
Monzo Bank offers a fantastic current account with a user-friendly app, real-time spending notifications, and great budgeting tools. Fee-free spending abroad makes it perfect for travelers, while features like savings "Pots" help with money management. Customer service is responsive, and the overall banking experience is seamless. Highly recommended! Reviewed on: 11th March 2025
Alison T's avatar
Alison T

Great bank no problems ever!

5
Great bank no problems ever!! I love this bank and always use it daily Reviewed on: 11th March 2025
Harry's avatar
Harry

I really enjoy my Monzo current account, the functio...

5
I really enjoy my Monzo current account, the functionality is really good and I like having multiple pots to help me manage my money. I also enjoy the benefits of Monzo plus including free coffees, insurance. I also like the saving incentives. I’ve made one complaint about a payment which they were slow to re-imburse and they gave me £50 compensation. Reviewed on: 11th March 2025
Georgina B's avatar
Georgina B

Best bank I’ve ever used - Monzo makes life easy

5
I love how easy the user experience is with Monzo. It doesn’t feel like a bank, it feels like a fun app. Being able to split bills with friends and respond with emojis so it doesn’t feel awkward but makes it so informal and easy. Creating Saving pots in seconds and being able to give them a title and adding photos is such a motivation to save. I always recommend Monzo to anyone I meet, it’s hands down the best bank I’ve ever used. Reviewed on: 11th March 2025
juliasophieliela@gmail.com's avatar
[email protected]

Best experience in terms of money management

5
Best experience in terms of money management Reviewed on: 11th March 2025
Anushka g's avatar
Anushka g

Wonderful application, sets of features and function...

5
Wonderful application, sets of features and functionalities. Support is very friendly, responsive and effective. Reviewed on: 11th March 2025
Paulo Henrique's avatar
Paulo Henrique

My Monzo experience is amazing love this app yall

5
My Monzo experience is amazing love this app yall Reviewed on: 11th March 2025
Imari 's avatar
Imari

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