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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I heart Monzo!

I’ve banked with several high street banks and would never go back! So user friendly, easy to reach someone on chat. I love the free young persons account being linked to mine so I can see what my son spends and teach him about finance. Reviewed on: 11th March 2025

So easy to use and so many benefits, fantastic custo...

So easy to use and so many benefits, fantastic customer service too Reviewed on: 11th March 2025

Easy to set up!

Easy to set up! - always support and offer support where needed! Great ways to split money clearly to help me manage finances and outcomes! Reviewed on: 11th March 2025

Best UK Bank By A Mile

I have been with Monzo with early 2017 and the experience since then has been amazing, customer service is brilliant, constantly updating and the UX is brilliant Reviewed on: 11th March 2025

Easy to set up, easy to use and reliable!

Easy to set up, easy to use and reliable! Great perks for Max members (I do love a free weekly Greggs) A different, but amazing credit card service (Flex) and on top of all that the way Monzo is helping people save money by promoting the 1p a day challenge is outstanding. Reviewed on: 11th March 2025

I have Monzo and I manage to save money more easily...

I have Monzo and I manage to save money more easily by being able to put it into saving pots and it's really helped me manage my money better. I once transferred money to a wrong account and Monzo customer service helped me fix the problem, fast and easy! I have even got my mum and boyfriend to transfer over to Monzo Reviewed on: 11th March 2025

Monzo has changed money for me!

Monzo has changed how I view money and finances in the best way possible. I feel so much more confident in managing and growing my finances with tools that are easy to use, and make sense to my brain! I’m a perks subscriber with a business, joint, flex, and current account and I couldn’t be happier. Thanks Monzo! Reviewed on: 11th March 2025

Very good and user friendly to use and highly recomm...

Very good and user friendly to use and highly recommend everyone to try Monzo Banking Reviewed on: 11th March 2025

Best Bank Ever

Best customer service and the app user interface is really catchy. Reviewed on: 11th March 2025

I have had this for nearly 10 years and I’ve never h...

I have had this for nearly 10 years and I’ve never had an issue Reviewed on: 11th March 2025

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