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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Have been with Monzo for a number of years and have...

5
Have been with Monzo for a number of years and have never had any problems! Fantastic service whenever I’ve had to speak to someone, and a great range of products available! Their app is perfect and so many cool features that other banks don’t have! Reviewed on: 11th March 2025
Luke C's avatar
Luke C

Great modern banking experience.

5
Great modern banking experience. I’d be sad if I had to change banks. I use Monzo as my sole current (and joint) account, as well as the Flex credit card. Reviewed on: 11th March 2025
Simon's avatar
Simon

Its all just so easy,I'm set up for success.

5
Its all just so easy, they have the set up for success. I am 39 and only now learning to budget. I think the monzo way should be taught in schools. I wish I'd had this account earlier. Reviewed on: 11th March 2025
Sarah 's avatar
Sarah

It's been a good experience with Monzo, with having...

5
It's been a good experience with Monzo, with having constant notifications of when I spend money so I'm able to keep track of my spending, as well as being able to budget easier due to the pots features. I have also had a good experience with the support as they helped me gain cash back I was not given. Reviewed on: 11th March 2025
Emily L's avatar
Emily L

I heart Monzo!

5
I’ve banked with several high street banks and would never go back! So user friendly, easy to reach someone on chat. I love the free young persons account being linked to mine so I can see what my son spends and teach him about finance. Reviewed on: 11th March 2025
Jemma A's avatar
Jemma A

So easy to use and so many benefits, fantastic custo...

5
So easy to use and so many benefits, fantastic customer service too Reviewed on: 11th March 2025
Jodie G's avatar
Jodie G

Easy to set up!

5
Easy to set up! - always support and offer support where needed! Great ways to split money clearly to help me manage finances and outcomes! Reviewed on: 11th March 2025
Bpowell's avatar
Bpowell

Best UK Bank By A Mile

5
I have been with Monzo with early 2017 and the experience since then has been amazing, customer service is brilliant, constantly updating and the UX is brilliant Reviewed on: 11th March 2025
James H's avatar
James H

Easy to set up, easy to use and reliable!

5
Easy to set up, easy to use and reliable! Great perks for Max members (I do love a free weekly Greggs) A different, but amazing credit card service (Flex) and on top of all that the way Monzo is helping people save money by promoting the 1p a day challenge is outstanding. Reviewed on: 11th March 2025
Kaleb C's avatar
Kaleb C

I have Monzo and I manage to save money more easily...

5
I have Monzo and I manage to save money more easily by being able to put it into saving pots and it's really helped me manage my money better. I once transferred money to a wrong account and Monzo customer service helped me fix the problem, fast and easy! I have even got my mum and boyfriend to transfer over to Monzo Reviewed on: 11th March 2025
Lauren c's avatar
Lauren c

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