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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo has changed money for me!

5
Monzo has changed how I view money and finances in the best way possible. I feel so much more confident in managing and growing my finances with tools that are easy to use, and make sense to my brain! I’m a perks subscriber with a business, joint, flex, and current account and I couldn’t be happier. Thanks Monzo! Reviewed on: 11th March 2025

Very good and user friendly to use and highly recomm...

5
Very good and user friendly to use and highly recommend everyone to try Monzo Banking Reviewed on: 11th March 2025

Best Bank Ever

5
Best customer service and the app user interface is really catchy. Reviewed on: 11th March 2025

I have had this for nearly 10 years and I’ve never h...

5
I have had this for nearly 10 years and I’ve never had an issue Reviewed on: 11th March 2025

The greatest bank on earth

5
The greatest bank on earth, so easy to setup, use and educate people on money Reviewed on: 11th March 2025

Very User Friendly

5
Never had to use customer service (touch wood) so can't provide a good review on that. Overall I love the app, how user friendly it is, how easy it is to put money aside, savings challenges etc Reviewed on: 11th March 2025

Excellent Online Banking

5
Only switched banks a couple of weeks ago now but already loving it and makes a difference when you can see things broken down in categories Reviewed on: 9th March 2025

Online assistance is not very good.

2
Online assistance is not very good. Faced multiple problems with their chat Reviewed on: 9th March 2025

Great experience couldn’t be happier

5
Great experience couldn’t be happier Reviewed on: 8th March 2025

Monzo is convenient to use and it makes travelling h...

5
Monzo is convenient to use and it makes travelling hassle free. Splitting the bit has also never been easier Reviewed on: 8th March 2025

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