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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The app is so easy to use and has helped me manage m...

The app is so easy to use and has helped me manage my money more responsibly! The savings challenge has been great for me and also the pots - for the first time I have an emergency fund which I have never been able to do before Reviewed on: 11th March 2025

Best bank I've ever been with, pots are best feature...

Best bank I've ever been with, pots are best feature, helping me save money Reviewed on: 11th March 2025

So much more than just a bank

They are constantly innovating, thinking of new ways to provide services you need, listening to feedback, all whilst ensuring attitudes and behaviours around money are open and healthy. They help educate and encourage, they're so much more than just a bank. Reviewed on: 11th March 2025

I heart Monzo

Excellent customer service when I need to access it, but I couldn’t tell you the last time I did! Smooth interface, fun app and a great range of premium options. Has provided more transparency around my income, spending and savings than I have ever had with traditional banks and I am better with my money as a result. I couldn’t be happier. Reviewed on: 11th March 2025

Monzo Recommendation

Their roundup feature is very useful alongside their high-interest savings accounts/pots which can be opened without any hassle. I have contacted their customer service before and I have not had any issues with them and they have resolved all my issues very quickly. Reviewed on: 11th March 2025

Monzo making money fun!

I have had no issues with my Monzo. I had a personal account first then loved it so much I convinced my partner to join so we could get our joint account. The app is user friendly and set out so I can manage my money better. I love all the extra features like pots and challenges and I just find sorting and organising my money more enjoyable with Monzo. Reviewed on: 11th March 2025

Ive been with Monzo for a few years now and had 0 is...

Ive been with Monzo for a few years now and had 0 issues Reviewed on: 11th March 2025

Great account, easy access, high interest on Savings

Great account, easy access, high interest on Savings Reviewed on: 11th March 2025

The UI is great, very transparent and looks great.

The UI is great, very transparent and looks great. Easy to navigate. Reviewed on: 11th March 2025

A fantastic bank account

Monzo provide a fantastic service allowing me to easily spend money wherever I am in the world without worry. I have recently upgraded to Monzo premium as the perks it offers are very useful to me and provide excellent value Reviewed on: 11th March 2025

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