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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love monzo been with them for so many years i am v...

5
I love monzo been with them for so many years i am very satisfied Reviewed on: 11th March 2025
Hamza's avatar
Hamza

Great to use, so user friendly.

5
Great to use, so user friendly. Makes high street banks look ancient! Reviewed on: 11th March 2025
Taylor G's avatar
Taylor G

A great service and brand.

5
A great service and brand. I like the options and the layout and it works really well for me. It is personalisable and it's great in a new technology world. Reviewed on: 11th March 2025
Samantha M's avatar
Samantha M

I have used monzo for a couple of years now and woul...

5
I have used monzo for a couple of years now and would never dream of changing current account provider. Reviewed on: 11th March 2025
georgiaweekes@hotmail.co.uk's avatar
[email protected]

Great app, communication and service.

5
Great app, communication and service. Never had a problem Reviewed on: 11th March 2025
Sean c's avatar
Sean c

Intuitive banking

5
Excellent app experience, easy to use, encourages financial education and easy to manage finances. Love the cashback offers and the Pot features. Reviewed on: 11th March 2025
Jessica B's avatar
Jessica B

Monzo’s banking app has transformed my finances.

5
Monzo’s banking app has transformed my finances. It is so easy to manage money within this app, to save and ringfence money and keep finances well organised. Reviewed on: 11th March 2025
MajM's avatar
MajM

Monzo makes money accessible and easy to control.

5
Monzo makes money accessible and easy to control. It’s incredibly simple to use, I like the ability to split bills, the user interface is very well designed and the app is incredibly responsive. For an online only bank, without an ancient monolith the uptime is incredibly impressive, only once how I had a momentary issue which was solved the next time I checked. Reviewed on: 11th March 2025
FG's avatar
FG

Makes payments and handling finances easy, intuitive...

5
Makes payments and handling finances easy, intuitive and simple. Great app and great customer service. Reviewed on: 11th March 2025
Alice W's avatar
Alice W

Banking Made Easy

5
Have learnt to budget much better since using monzo. The pots feature is really handy. And their customer service is always really friendly and helpful. Reviewed on: 11th March 2025
Jess 's avatar
Jess

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