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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use and save.

5
Easy to use and save. Pots make budgeting easy and great for saving too Reviewed on: 11th March 2025
ZT's avatar
ZT

They were the first bank to offer me a bank...

5
They were the first bank to offer me a bank account Reviewed on: 11th March 2025
Andre n's avatar
Andre n

Cool features!

5
I love my Monzo Current Account for all the features they offer. Also love their values and customer service. A bank that actually cares about its customers! Reviewed on: 11th March 2025
Tasnim A's avatar
Tasnim A

Joined Monzo in July 2024 and never looked back.

5
Joined Monzo in July 2024 and never looked back. The layout of the banking app is amazing and everything is so clean and effective. Reviewed on: 11th March 2025
Luke G's avatar
Luke G

Incomparable.

5
I have had Monzo for years now and they just seem completely ahead of the market. I see my other banking apps having to catch up to match what Monzo provide. The innovation and usability of their app is incredible. As a current account I know instantly what I have in the bank, can monitor spending and trends at a click of a button. Nothing compares. Reviewed on: 11th March 2025
Christian R's avatar
Christian R

Brilliant service

5
Brilliant service always helped whenever I’ve had an issue and been brilliant doing so Reviewed on: 11th March 2025
Owen F's avatar
Owen F

Monzo helped me against a scammer

5
Had an issue where my card was used on PayPal by a scammer. Monzo handled the situation quickly and easily Reviewed on: 11th March 2025
Ben W's avatar
Ben W

I have banked exclusively with Monzo since October 2...

5
I have banked exclusively with Monzo since October 2021 and I have had nothing but a great experience. Ever since they revamped their subscription based account, it has offered me phenomenal value for money. Reviewed on: 11th March 2025
Danny R's avatar
Danny R

Fantastic bank, great offers, brilliant customer ser...

5
Fantastic bank, great offers, brilliant customer service, easy app Reviewed on: 11th March 2025
Atlanta Y's avatar
Atlanta Y

Easy to Use

5
Great bank efficient service easy to use and transfers our instant I am 75 years old Reviewed on: 11th March 2025
Ash's avatar
Ash

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