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Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Incomparable.

I have had Monzo for years now and they just seem completely ahead of the market. I see my other banking apps having to catch up to match what Monzo provide. The innovation and usability of their app is incredible. As a current account I know instantly what I have in the bank, can monitor spending and trends at a click of a button. Nothing compares. Reviewed on: 11th March 2025

Brilliant service

Brilliant service always helped whenever I’ve had an issue and been brilliant doing so Reviewed on: 11th March 2025

Monzo helped me against a scammer

Had an issue where my card was used on PayPal by a scammer. Monzo handled the situation quickly and easily Reviewed on: 11th March 2025

I have banked exclusively with Monzo since October 2...

I have banked exclusively with Monzo since October 2021 and I have had nothing but a great experience. Ever since they revamped their subscription based account, it has offered me phenomenal value for money. Reviewed on: 11th March 2025

Fantastic bank, great offers, brilliant customer ser...

Fantastic bank, great offers, brilliant customer service, easy app Reviewed on: 11th March 2025

Easy to Use

Great bank efficient service easy to use and transfers our instant I am 75 years old Reviewed on: 11th March 2025

I love monzo been with them for so many years i am v...

I love monzo been with them for so many years i am very satisfied Reviewed on: 11th March 2025

Great to use, so user friendly.

Great to use, so user friendly. Makes high street banks look ancient! Reviewed on: 11th March 2025

A great service and brand.

A great service and brand. I like the options and the layout and it works really well for me. It is personalisable and it's great in a new technology world. Reviewed on: 11th March 2025

I have used monzo for a couple of years now and woul...

I have used monzo for a couple of years now and would never dream of changing current account provider. Reviewed on: 11th March 2025

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