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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is a great bank, really easy to use app...

5
Monzo is a great bank, really easy to use app Reviewed on: 11th March 2025
K's avatar
K

Bloody love it.

5
Bloody love it. Such a good app. Staff are friendly and helpful and the management of my money has been so much more fun since. Reviewed on: 11th March 2025
Archie Baitup's avatar
Archie Baitup

I find the app extremely useful way and quick to use..

5
I find the app extremely useful way and quick to use with instant notifications. I find it also to be very modern unlike other high street banks. Reviewed on: 11th March 2025
Ash's avatar
Ash

Amazing tools for budgeting with the pots and credit...

5
Amazing tools for budgeting with the pots and credit checks as well as saving schemes such as the 1p scheme which allows you to easily save for big events Reviewed on: 11th March 2025
Kai 's avatar
Kai

Been with monzo for a few years now and have just go...

5
Been with monzo for a few years now and have just got one of the new kids accounts for my son. One of the only banks where both my husband and I can add money and monitor an account for our kids, excellent. I love the pots and the encouragements to start small investments, really helpful and informative additional information that makes it all a bit less scary. Reviewed on: 11th March 2025
Amy H's avatar
Amy H

Monzo ahead of the curve for online banking

5
Monzo are incredible, In the world of everything moving on line Monzo are definitely way ahead of the curve. Their banking app is beautifully designed and extremely easy to use with lots of very useful features Reviewed on: 11th March 2025
Dylan H's avatar
Dylan H

Smooth and easy

5
Smooth, never a problem with app. When have had a question always quick to respond and resolve. Reviewed on: 11th March 2025
Claire K's avatar
Claire K

9 year Monzo user

5
Been using Monzo for 9 years now and never had an issue, very easy to manage money as well as income and outgoings. Flex credit line has been incredibly useful too in managing unexpected bills and larger payments. Reviewed on: 11th March 2025
Kip's avatar
Kip

Monzo Review

5
Love monzo! Good experience! Always recommend Reviewed on: 11th March 2025
Sophie A's avatar
Sophie A

I love the cash back and no foreign currency convers...

5
I love the cash back and no foreign currency conversion fees. Reviewed on: 11th March 2025
James B's avatar
James B

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