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Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Been with monzo for a few years now and have just go...

Been with monzo for a few years now and have just got one of the new kids accounts for my son. One of the only banks where both my husband and I can add money and monitor an account for our kids, excellent. I love the pots and the encouragements to start small investments, really helpful and informative additional information that makes it all a bit less scary. Reviewed on: 11th March 2025

Monzo ahead of the curve for online banking

Monzo are incredible, In the world of everything moving on line Monzo are definitely way ahead of the curve. Their banking app is beautifully designed and extremely easy to use with lots of very useful features Reviewed on: 11th March 2025

Smooth and easy

Smooth, never a problem with app. When have had a question always quick to respond and resolve. Reviewed on: 11th March 2025

9 year Monzo user

Been using Monzo for 9 years now and never had an issue, very easy to manage money as well as income and outgoings. Flex credit line has been incredibly useful too in managing unexpected bills and larger payments. Reviewed on: 11th March 2025

Monzo Review

Love monzo! Good experience! Always recommend Reviewed on: 11th March 2025

I love the cash back and no foreign currency convers...

I love the cash back and no foreign currency conversion fees. Reviewed on: 11th March 2025

Easy to use and save.

Easy to use and save. Pots make budgeting easy and great for saving too Reviewed on: 11th March 2025

They were the first bank to offer me a bank...

They were the first bank to offer me a bank account Reviewed on: 11th March 2025

Cool features!

I love my Monzo Current Account for all the features they offer. Also love their values and customer service. A bank that actually cares about its customers! Reviewed on: 11th March 2025

Joined Monzo in July 2024 and never looked back.

Joined Monzo in July 2024 and never looked back. The layout of the banking app is amazing and everything is so clean and effective. Reviewed on: 11th March 2025

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