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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19122 reviews)

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4.93

Based on 19,122 reviews, last reviewed 28th Mar 2026

61700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19122)

Fantastic bank

I was scammed online this year and Monzo made me feel that I was listened to and supported. I lost a few thousand pounds which I thought i would never get back. Monzo returned all the money I was scammed out of and were so supportive during this awful ordeal Reviewed on: 26th February 2025

Love the product - i pay for Monzo plus

Love the product - i pay for Monzo plus Reviewed on: 26th February 2025

I love the use of pots and 'sort my salary' function

I love the use of Pots and how once i've been paid, the app can help me 'sort my salary'. Saving and budgeting is so much easier Reviewed on: 26th February 2025

Greta bank.

Greta bank. Easy app to use. Rated one of the most ethical banks. Reviewed on: 26th February 2025

Five Stars

I struggle with ADHD & go on crazy spending. sprees, Monzo's features allow me to manage my money much better than any other bank. payments directly from Pots for Direct Debits, guarantees I never miss a payment due to a lender / utility compan.y. Reviewed on: 25th February 2025

Best Online Banking App

Really easy, friendly & intuitive banking experience. Really helps to grab hold of your financial health and presents a user friendly experience to money management. Great online bank, great features and the pots are amazing! Reviewed on: 24th February 2025

Monzo is good bank

Good monzo is good and also monz flix is good Reviewed on: 24th February 2025

Amazing what a great company to bank with

Amazing what a great company to bank with Reviewed on: 24th February 2025

Best credit card

I tried to get credit card from my primary provider in vain, but Monzo made it simple and the Flexicard is so cool. Reviewed on: 24th February 2025

Easy to carry out transactions and great set up to a...

Easy to carry out transactions and great set up to allow flexibility with how to spread your money Reviewed on: 23rd February 2025

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