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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo there 4 u

Had good experience with monzo anytime I needed any help Reviewed on: 11th March 2025

Never had issues and has good savings rates

Never had issues and has good savings rates Reviewed on: 11th March 2025

Very Good

I have been using Monzo's current account and cash ISA for 3 months. It is so easy to use the app and there are so many great features for this account. The app has been very helpful for tracking spending and managing savings and I would and have reccommended it to people. Reviewed on: 11th March 2025

The best in the business

Fantastic bank - brilliant upgrades & solid customer service channels! Reviewed on: 11th March 2025

Monzo makes managing my money easy.

Monzo makes managing my money easy. Savings and spending all one place Reviewed on: 11th March 2025

Very reliable and feature oriented

Very reliable and feature oriented Reviewed on: 11th March 2025

Monzo is a great bank, really easy to use app...

Monzo is a great bank, really easy to use app Reviewed on: 11th March 2025

Bloody love it.

Bloody love it. Such a good app. Staff are friendly and helpful and the management of my money has been so much more fun since. Reviewed on: 11th March 2025

I find the app extremely useful way and quick to use..

I find the app extremely useful way and quick to use with instant notifications. I find it also to be very modern unlike other high street banks. Reviewed on: 11th March 2025

Amazing tools for budgeting with the pots and credit...

Amazing tools for budgeting with the pots and credit checks as well as saving schemes such as the 1p scheme which allows you to easily save for big events Reviewed on: 11th March 2025

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