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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Super easy and intuitive product!

5
Super easy and intuitive product! Reviewed on: 11th March 2025
Julia P's avatar
Julia P

Monzo is a good current account.

5
Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025
George W's avatar
George W

An amazing banking partner.

5
An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025
Ahmmed G's avatar
Ahmmed G

Back and forth battle, Monzo is on top

5
Switch back and forth between bank, started with Monzo, went to starling, then to chase. Now back to Monzo. Monzo as a current account has made life easier, referring friend and bringing them on board. Monzo makes managing your money easier. Being able to salary sort for every month and have a clear indication of where my moneys going. I’m hoping Monzo brings out key features the Apple Card introduced in the US. Monzo does everything your current bank does only better and more importantly values its customers Reviewed on: 11th March 2025
RhysAtty's avatar
RhysAtty

Monzo is inniatotive and easy

5
Monzo is so easy and all on your phone, you can easily freeze cards and see all your spending and categories it. There are loads of FAQ online and a helpful chat function for any issues. I have a current account and join account and you can track all your bills and move money between accounts. The features allow you to see how much money you will have left for the month after all your outgoings helping you to budget. Reviewed on: 11th March 2025
Susan F's avatar
Susan F

Best experience as a current account customer

5
Best experience as a current account customer Reviewed on: 11th March 2025
Neo J's avatar
Neo J

I get my banking, my travel and phone insurance and...

5
I get my banking, my travel and phone insurance and my train tickets in the one place. Plus I used to be a monzonaught so I'll be here forever. Reviewed on: 11th March 2025
Alex's avatar
Alex

I think it’s a really innovative bank helping with f...

5
I think it’s a really innovative bank helping with finance planning and the little hints make things easier too! Reviewed on: 11th March 2025
Megan G's avatar
Megan G

Perfect for budgeting!

5
Perfect for budgeting! And spending abroad :) Reviewed on: 11th March 2025
Dan's avatar
Dan

Banking of the future

5
A very intuitive banking app that makes managing money, expenses and savings easy and enjoyable! Reviewed on: 11th March 2025
Aled J's avatar
Aled J

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