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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19122 reviews)

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4.93

Based on 19,122 reviews, last reviewed 28th Mar 2026

61700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19122)

Best bank in the world

Good bank. Easy to use. Good as a current account and for saving. Monzo flex is a fantastic product. Making buying big items and paying off interest free in 3 Monzo Reviewed on: 26th February 2025

The app is very easy to understand and the informati...

The app is very easy to understand and the information for most of my questions are there. If I have a question I can chat in the app and usually receive an answer quickly. Reviewed on: 26th February 2025

Good bank

Easy to use, their charging rates for services are really low, I love the cash back and savings features. The only downside is the cash deposit fee because they don’t have a physical branch for services. Reviewed on: 26th February 2025

Monzo has an excellent app. Love the pots!

Monzo has an excellent app giving easy access to various pots, savings and now shares. It also provides an excellent picture of other banks, credit and savings accounts. Reviewed on: 26th February 2025

Monzo app great banking app

Monzo app is really user friendly. I love being able aetbup pita for sinking funds . Reviewed on: 26th February 2025

I've had a great experience using Monzo for years.

I've had a great experience using Monzo for years. It is still the most reliable and user friendly app compared to other banking apps. Spending notifications are immediate, paying and organising money into pots is easy. Reviewed on: 26th February 2025

Be organised and go with MONZO

Monzo is an amazing app,The app helps me to organise my finances better meaning they have ways you can financially organise your money better,You can create your own money pots for instance you can have one for bills,savings,holidays,and you can create as many pots as you like.Personaly from my experience it’s saved me. Reviewed on: 26th February 2025

Best app design, great service and savings initiatives.

They have the best app design and user experience than any other bank out there. They also always get your money back from dodgy stores even if you have to wait out the year. I love their categories for spending too so I can track which areas are costing me more than others. So organised and helpful. I also like their help with saving initiatives. Reviewed on: 26th February 2025

I love this bank.

I love this bank. Online only though, so could potentially be a no for some. But it has little ‘pots’ for you to save money into! Reviewed on: 26th February 2025

Fantastic and easy to use.

Fantastic and easy to use. Great for my everyday saving and spending and keeps me informed of how I spend my money. Reviewed on: 26th February 2025

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