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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is inniatotive and easy

Monzo is so easy and all on your phone, you can easily freeze cards and see all your spending and categories it. There are loads of FAQ online and a helpful chat function for any issues. I have a current account and join account and you can track all your bills and move money between accounts. The features allow you to see how much money you will have left for the month after all your outgoings helping you to budget. Reviewed on: 11th March 2025

Best experience as a current account customer

Best experience as a current account customer Reviewed on: 11th March 2025

I get my banking, my travel and phone insurance and...

I get my banking, my travel and phone insurance and my train tickets in the one place. Plus I used to be a monzonaught so I'll be here forever. Reviewed on: 11th March 2025

I think it’s a really innovative bank helping with f...

I think it’s a really innovative bank helping with finance planning and the little hints make things easier too! Reviewed on: 11th March 2025

Perfect for budgeting!

Perfect for budgeting! And spending abroad :) Reviewed on: 11th March 2025

Banking of the future

A very intuitive banking app that makes managing money, expenses and savings easy and enjoyable! Reviewed on: 11th March 2025

Monzo helping me save money!

I love Monzo for a lot of different reason mostly though because of the ability for me to save money. This is because of the savings pots the money spend graphs etc Reviewed on: 11th March 2025

Monzo makes banking easier

Monzo makes banking easier, with clear transparent transactions it encourages mindful spending and budgeting Reviewed on: 11th March 2025

Wouldn’t go back to any normal bank!

Wouldn’t go back to any normal bank! So easy to use the app, super quick to reply to and issues or queries and I absolutely love the pots feature. Makes sorting money and budgeting so much easier Reviewed on: 11th March 2025

Simple to use & value for money

It's really simple to use and they have great options for their paid current accounts. Becoming a perks member has been well worth the money so far & I'm only 2 months in! Reviewed on: 11th March 2025

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