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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Would recommend

5
I have never had any issues since I have joined Monzo. I would recommend them to everyone. My only issue is for children to have their own sort code and account numbers making it easier for family members to gift their money straight to them. Reviewed on: 11th March 2025
Allana W's avatar
Allana W

I love monzo.

5
I love monzo. I have multiple products and everything is all centralised and under one place not having to log into multiple apps Reviewed on: 11th March 2025
Danielle s's avatar
Danielle s

Easy to use, very techy and great UI that makes it e...

5
Easy to use, very techy and great UI that makes it easy to understand how they work Reviewed on: 11th March 2025
Reece 's avatar
Reece

Customer service has always been a top notch, and ve...

5
Customer service has always been a top notch, and very reliable. The crazy cash backs I earn from Monzo is soo good Reviewed on: 11th March 2025
Isreal G's avatar
Isreal G

Best Bank!! Easy, helpful and makes saving easy!

5
Best bank I've ever been with, absolutely love the pots feature, it has made mine and my husband's life so much easier. I even have a business account too so that I can automatically seperate my tax which is super helpful! Reviewed on: 11th March 2025
Mia K's avatar
Mia K

Great bank!

5
Great bank! I’ve been banking with Monzo for a few years now and they’re honestly amazing. Very convenient and well thought out. I don’t feel like I am missing anything when compared to a normal high street bank Reviewed on: 11th March 2025
Samuel D's avatar
Samuel D

Monzo’s the best.

5
Monzo’s the best. Makes financing so straightfoward. Reviewed on: 11th March 2025
Paul W's avatar
Paul W

Easy and modern I like the pots and how you can have...

5
Easy and modern I like the pots and how you can have all visibility in 1 place. Reviewed on: 11th March 2025
Zara K's avatar
Zara K

Stunning Service

5
Great customer Service with a wide range of products. The latest 1p challenge is a great way to get people saving without having to think about it!! Reviewed on: 11th March 2025
Christine 's avatar
Christine

Great bank.

5
Great bank. Nice and easy to use. Reviewed on: 11th March 2025
SarC's avatar
SarC

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