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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19122 reviews)

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4.93

Based on 19,122 reviews, last reviewed 28th Mar 2026

61700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19122)

Love the transparency of everything you do and its s...

Love the transparency of everything you do and its so easy to transfer money to my kids when they need it as they can request it. Reviewed on: 26th February 2025

Monzo Bank - Great account for managing my money

Monzo. allows me to budget effectively and track my spending much more thoroughly than any other bank. I'm a Max subscriber which I believe provided great value to me especially since the cinema tickets were added. Reviewed on: 26th February 2025

Fabulous!

Exceptional speed in processing payments, coupled with instant and reliable notifications, ensures a seamless and hassle-free experience for users. Reviewed on: 26th February 2025

Since moving to Monzo, banking is just easier.

Since moving to Monzo, banking is just easier. Their app is so easy and quick to use. Reviewed on: 26th February 2025

account switch over

recently did an account switch from natwest to monzo, this was a streamline service and everything was taken care of by Monzo Reviewed on: 26th February 2025

User-friendly app.

Monzo banking app is very use friendly. Reviewed on: 26th February 2025

I have only ever had positive experiences with Monzo.

I have only ever had positive experiences with Monzo. From app features to rates to dealing with customer service. The rates have become less favourable but still good in comparison with other providers. Reviewed on: 26th February 2025

The best all-rounder account in the UK and abroad

I've used Monzo for several years now, mainly as a spending card. I top it up monthly and use it for everyday expenses. I like the categories it allocates my spending to, allowing me to track how much I spend by specific area. I also hugely appreciate the absence of non-sterling transaction fees, as I travel a lot and always use Monzo abroad. In the event that I have had to query a charge or needed assistance, customer service has been prompt to reply to me and resolve my issue. I also love the recent addition of cashback deals, which I've used repeatedly and offers great value. Reviewed on: 26th February 2025

I really like their application very easy to track t...

I really like their application very easy to track the balance solves the problem very quickly very securely and many others. Reviewed on: 26th February 2025

The best bank I have ever experienced!

The best bank I have ever experienced, very efficient prompt and attentive to their customers' needs. Reviewed on: 26th February 2025

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