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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank!! Easy, helpful and makes saving easy!

Best bank I've ever been with, absolutely love the pots feature, it has made mine and my husband's life so much easier. I even have a business account too so that I can automatically seperate my tax which is super helpful! Reviewed on: 11th March 2025

Great bank!

Great bank! I’ve been banking with Monzo for a few years now and they’re honestly amazing. Very convenient and well thought out. I don’t feel like I am missing anything when compared to a normal high street bank Reviewed on: 11th March 2025

Monzo’s the best.

Monzo’s the best. Makes financing so straightfoward. Reviewed on: 11th March 2025

Easy and modern I like the pots and how you can have...

Easy and modern I like the pots and how you can have all visibility in 1 place. Reviewed on: 11th March 2025

Stunning Service

Great customer Service with a wide range of products. The latest 1p challenge is a great way to get people saving without having to think about it!! Reviewed on: 11th March 2025

Great bank.

Great bank. Nice and easy to use. Reviewed on: 11th March 2025

Super easy and intuitive product!

Super easy and intuitive product! Reviewed on: 11th March 2025

Monzo is a good current account.

Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025

An amazing banking partner.

An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025

Back and forth battle, Monzo is on top

Switch back and forth between bank, started with Monzo, went to starling, then to chase. Now back to Monzo. Monzo as a current account has made life easier, referring friend and bringing them on board. Monzo makes managing your money easier. Being able to salary sort for every month and have a clear indication of where my moneys going. I’m hoping Monzo brings out key features the Apple Card introduced in the US. Monzo does everything your current bank does only better and more importantly values its customers Reviewed on: 11th March 2025

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