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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The app is really easy to use and I love the look of...

5
The app is really easy to use and I love the look of it Reviewed on: 11th March 2025
Aimee Mae's avatar
Aimee Mae

Great experience with the bank with great offering w...

5
Great experience with the bank with great offering with both paid accounts and free axounts Reviewed on: 11th March 2025
Declan L's avatar
Declan L

Amazing I had an issue with a referral link not work...

4
Amazing I had an issue with a referral link not working I received however emailed them and they were more than happy to sort it out and give me my £10 only thing is interest could be abit higher however you can store it externally and they just get a small comission on the larger interest amount pots Reviewed on: 11th March 2025
Liam D's avatar
Liam D

Perfection in a Bank

5
Great intuitive app, never any problems with payments, income and so many features including investments, savings, perks and cashback Reviewed on: 11th March 2025
Lee's avatar
Lee

Bank with money? Let Monzo help you!!

5
Honestly this bank has helped me so much with my money. I couldn’t budget at all before this bank got me hooked with me budgeting and organising my finances. The pots honestly are such a big help, you can customise your pot to be personal for you. The perks for this bank are also off the charts and I’m super happy to pay as little as £17 a month for some amazing content! Who doesn’t like a free Greg’s! But honestly I couldn’t recommend this bank enough it’s helped in more words than I can explain! Reviewed on: 11th March 2025
Jack C's avatar
Jack C

Just makes you so aware of your money, how to save,...

5
Just makes you so aware of your money, how to save, plus love the little treats. Reviewed on: 11th March 2025
Helen w's avatar
Helen w

Never had a bad experience.

5
Never had a bad experience. I personally was bad with money. Monzo has helped me handle my finances I actually have some savings now. Reviewed on: 11th March 2025
Colin's avatar
Colin

Very user friendly.

5
Very user friendly. Great features that help to budget and track spending. So easy to find and pay friends. Reviewed on: 11th March 2025
Emily B's avatar
Emily B

Most accessible mobile banking as a Deaf user.

5
Most accessible mobile banking as a Deaf user. Reviewed on: 11th March 2025
Lizzie B's avatar
Lizzie B

Monzo is so responsive.

5
Monzo is so responsive. Customer service reacts immediately to any issue. Their interest rates are good and I love the pots and savings challenges to help me save money. Reviewed on: 11th March 2025
Caroline H's avatar
Caroline H

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