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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Bank with money? Let Monzo help you!!

Honestly this bank has helped me so much with my money. I couldn’t budget at all before this bank got me hooked with me budgeting and organising my finances. The pots honestly are such a big help, you can customise your pot to be personal for you. The perks for this bank are also off the charts and I’m super happy to pay as little as £17 a month for some amazing content! Who doesn’t like a free Greg’s! But honestly I couldn’t recommend this bank enough it’s helped in more words than I can explain! Reviewed on: 11th March 2025

Just makes you so aware of your money, how to save,...

Just makes you so aware of your money, how to save, plus love the little treats. Reviewed on: 11th March 2025

Never had a bad experience.

Never had a bad experience. I personally was bad with money. Monzo has helped me handle my finances I actually have some savings now. Reviewed on: 11th March 2025

Very user friendly.

Very user friendly. Great features that help to budget and track spending. So easy to find and pay friends. Reviewed on: 11th March 2025

Most accessible mobile banking as a Deaf user.

Most accessible mobile banking as a Deaf user. Reviewed on: 11th March 2025

Monzo is so responsive.

Monzo is so responsive. Customer service reacts immediately to any issue. Their interest rates are good and I love the pots and savings challenges to help me save money. Reviewed on: 11th March 2025

Would recommend

I have never had any issues since I have joined Monzo. I would recommend them to everyone. My only issue is for children to have their own sort code and account numbers making it easier for family members to gift their money straight to them. Reviewed on: 11th March 2025

I love monzo.

I love monzo. I have multiple products and everything is all centralised and under one place not having to log into multiple apps Reviewed on: 11th March 2025

Easy to use, very techy and great UI that makes it e...

Easy to use, very techy and great UI that makes it easy to understand how they work Reviewed on: 11th March 2025

Customer service has always been a top notch, and ve...

Customer service has always been a top notch, and very reliable. The crazy cash backs I earn from Monzo is soo good Reviewed on: 11th March 2025

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