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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great current account.

5
Great current account. Have recently upgrade my account membership and really seeing the benefits. Reviewed on: 11th March 2025

Great all rounder

5
Great for savings pots and knowing where your money is going. Good interest rates and for setting savings goals. Reviewed on: 11th March 2025

Easy to use, lots of features & affordable!

5
Easy to use, lots of features & affordable! Reviewed on: 11th March 2025

monzo account

5
Visually appealing and able to clear see money in all accounts, real time notification on purchases, helpful customer service Reviewed on: 11th March 2025

Best bank ever!

5
Love Monzo, best bank ever and so many useful features such as the savings pots and credit score insights. Love that it's easy to split bills with friends and the fact they can 'thank' you for the payment and you get a wee notification. Also bonus having bright colours in the app and the actual physical cards. Reviewed on: 11th March 2025

Brilliant Account Great Service Fantastic app

5
Brilliant Account Great Service Fantastic app Reviewed on: 11th March 2025

Easy to use app

5
Easy to use app with great features like pots. And brilliant customer service if something goes wrong Reviewed on: 11th March 2025

Brilliant app, but the paid for features aren’t quit...

5
Brilliant app, but the paid for features aren’t quite enough to justify me spending money on it. The customer service can also be a bit flawed. Reviewed on: 11th March 2025

Straight forward, easy to use.

5
Straight forward, easy to use. App interface is intuitive and it's pretty simple to figure out how to do something when it comes to your money. Reviewed on: 11th March 2025

Monzo is like a pizza - perfection

5
Monzo is like a pizza - perfection Reviewed on: 11th March 2025

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