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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is clean and tidy, has a lot of features and q...

5
Monzo is clean and tidy, has a lot of features and quality of life things down. Reviewed on: 11th March 2025
MikeEmmett's avatar
MikeEmmett

Monzo gets my 5 stars!

5
Monzo have always created an initiative way to see and manage your money. They provide new features to differentiate my finances from bills to spending habits. I would not be in a good financial position without the help of Monzo providing dedicated pots I keep my money in to stop overspending money in areas I cannot afford. Without them, I would not be able to navigate this cost of living crisis. Reviewed on: 11th March 2025
Will's avatar
Will

Moved from HSBC to Monzo because the app was better...

5
Moved from HSBC to Monzo because the app was better but I'd absolutely never go back. I use Monzo and all of its features on the daily, and dint hesitate to open a joint account when my partner and I looked into a mortgage Reviewed on: 11th March 2025
Mason's avatar
Mason

I highly recommend Monzo

5
I feel secure by using Monzo, also has lots of good things, I am very happy!! Reviewed on: 11th March 2025
Maria V's avatar
Maria V

Fast, functional and to the point

5
Fast and functional so straight to the point and round ups to investments is an awesome way to make the little bits go further Reviewed on: 11th March 2025
Daniel T's avatar
Daniel T

From day one it had been a system and operation that...

5
From day one it had been a system and operation that is easy to follow and use. A simple but effective and professional service Reviewed on: 11th March 2025
Craig W's avatar
Craig W

Very helpful customer service when contacted, althou...

5
Very helpful customer service when contacted, although savings rates are lower and the ‘Perks’ benefits could be better. On the whole a good bank. Reviewed on: 11th March 2025
Joshua's avatar
Joshua

I love Monzo!

5
I love Monzo!! Best bank ever. Super easy to use, good customer service. Havnt had any issues! Reviewed on: 11th March 2025
Claire P's avatar
Claire P

Good and aesthetic app.

5
Good and aesthetic app. Loads of features that others don't have Reviewed on: 11th March 2025
Emma H's avatar
Emma H

A bank for everyone!

5
Really easy to use. Only constructive feedback would be around Monzo max benefits. Higher cashback rewards perhaps? Reviewed on: 11th March 2025
Jennie C's avatar
Jennie C

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