Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank ever!

Love Monzo, best bank ever and so many useful features such as the savings pots and credit score insights. Love that it's easy to split bills with friends and the fact they can 'thank' you for the payment and you get a wee notification. Also bonus having bright colours in the app and the actual physical cards. Reviewed on: 11th March 2025

Brilliant Account Great Service Fantastic app

Brilliant Account Great Service Fantastic app Reviewed on: 11th March 2025

Easy to use app

Easy to use app with great features like pots. And brilliant customer service if something goes wrong Reviewed on: 11th March 2025

Brilliant app, but the paid for features aren’t quit...

Brilliant app, but the paid for features aren’t quite enough to justify me spending money on it. The customer service can also be a bit flawed. Reviewed on: 11th March 2025

Straight forward, easy to use.

Straight forward, easy to use. App interface is intuitive and it's pretty simple to figure out how to do something when it comes to your money. Reviewed on: 11th March 2025

Monzo is like a pizza - perfection

Monzo is like a pizza - perfection Reviewed on: 11th March 2025

The app is really easy to use and I love the look of...

The app is really easy to use and I love the look of it Reviewed on: 11th March 2025

Great experience with the bank with great offering w...

Great experience with the bank with great offering with both paid accounts and free axounts Reviewed on: 11th March 2025

Amazing I had an issue with a referral link not work...

Amazing I had an issue with a referral link not working I received however emailed them and they were more than happy to sort it out and give me my £10 only thing is interest could be abit higher however you can store it externally and they just get a small comission on the larger interest amount pots Reviewed on: 11th March 2025

Perfection in a Bank

Great intuitive app, never any problems with payments, income and so many features including investments, savings, perks and cashback Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Account
from TSB 4.19 from 4 reviews
Current Account
from CAF Bank 2.39 from 61 reviews
Basic current account
from Santander 4.33 from 337 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub