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Monzo: Current account reviews

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4.93
Based on 19,122 reviews, last reviewed 28th Mar 2026
61700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026
David g's avatar
David g

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19122)

Banking exactly how it should be! Thank you Monzo

5
For every element of banking I have done with Monzo the service has been great. From moving money about, changing deposit amounts to raising fraud cases etc the team have been on hand to help me every step of the way Reviewed on: 26th February 2025
lornza23's avatar
lornza23

Modern bank

5
Monzo has an easy to use app, transactions come through instantly and I receive notifications for any payment going in or out which is great. Reviewed on: 26th February 2025
James's avatar
James

A quick and easy application process with clear info...

5
A quick and easy application process with clear information and instructions. Reviewed on: 26th February 2025
Kirstie Smith's avatar
Kirstie Smith

Great bank

5
The Monzo app is very easy to use with some great features. Excellent for using overseas as well. The ability to to save "round up" amounts into a separate savings account is excellent as well. Transactions are also extremely up to date, usually appearing instantaneously - handy for having an accurate balance Reviewed on: 26th February 2025
Andrew's avatar
Andrew

I find it easy to manage my account via the...

5
I find it easy to manage my account via the app Reviewed on: 26th February 2025
SP's avatar
SP

Smooth and easy to use app with all easy features...

5
Smooth and easy to use app with all easy features Reviewed on: 26th February 2025
Antonio D's avatar
Antonio D

Monzo money management made easy

5
Monzo just works - really painless to use, feels like money and with pots gaining interest I can put money aside for all the things that happen in a year. I can put money aside for holidays etc and know I can afford it. It has seriously helped me avoid getting into debt. Reviewed on: 26th February 2025
Rob's avatar
Rob

Top app, customer service is good.

5
Top app, customer service is good. Reviewed on: 26th February 2025
RobbieF's avatar
RobbieF

The 1p Saving Challenge

5
The 1p Saving Challenge is a great way to start saving. Reviewed on: 26th February 2025
Brian McEwan's avatar
Brian McEwan

Easy to set up, easy to manage

4
The account is easy to set up, and also easy to manage by using the mobile application. Contact them can use their chat function on the mobile application. chat Reviewed on: 26th February 2025
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karl cullen

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